Dear BenPay Users,
BenPay DeFi Earn has officially added four new curated investment targets. Starting today, you can access a wider selection of carefully selected on-chain protocols through BenPay, enabling steady asset growth while keeping operations simple and processes transparent.
The relevant fund operation logic is all based on on-chain smart contracts or publicly verifiable mechanisms. BenPay does not participate in the custody or allocation of user assets. Instead, BenPay serves solely as a protocol selection and access gateway, helping users complete one-click access and asset allocation within a transparent and verifiable rule framework.
The four newly added investment targets include:
- Morpho USDC — Institutional-grade vault management with funds allocated to compliant borrowers
- Morpho USDT — Real-time smart contract monitoring with algorithmic optimization
- Sky USD — Savings interest rate derived from Treasury bonds and on-chain surplus
- Ethena USDe — Cash-and-futures arbitrage strategy capturing funding rate returns
Please note that DeFi Earn does not guarantee principal protection or fixed returns. Actual earnings may fluctuate based on market conditions. We encourage you to participate prudently according to your own risk tolerance and financial situation. Thank you for your continued trust and support of BenPay. Going forward, BenPay will continue to expand high-quality DeFi options while continuously improving our products and user experience. If you have any questions or would like more information, our customer support team is always ready to assist you.
Learn more: https://www.benpay.com/defi-earn/
Join the BenPay community: https://t.me/BenPayOfficial
BenPay Team
January 7, 2026


Nice expansion—Morpho USDC/USDT + Sky USD + Ethena USDe add solid stablecoin yield options. Appreciate the on-chain, non-custodial, verifiable approach and risk reminder.