{"id":959,"date":"2026-01-08T12:03:51","date_gmt":"2026-01-08T04:03:51","guid":{"rendered":"https:\/\/www.benpay.com\/blog\/?p=959"},"modified":"2026-01-08T15:33:08","modified_gmt":"2026-01-08T07:33:08","slug":"defi-earn-launches-four-new-investment-targets","status":"publish","type":"post","link":"https:\/\/www.benpay.com\/blog\/index.php\/defi-earn-launches-four-new-investment-targets\/","title":{"rendered":"BenPay DeFi Earn Launches Four New Investment Targets, Expanding Diversified Growth Options"},"content":{"rendered":"\n<p>\u3010January 8, 2025\u3011According to an official announcement, BenPay DeFi Earn has officially launched four new investment targets: Morpho USDC, Morpho USDT, Sky USD, and Ethena USDe, further enriching users\u2019 secure and stable asset growth options in the DeFi space.<\/p>\n\n\n\n<p>All new investment targets are selected from DeFi protocols with on-chain verifiable mechanisms, covering a range of yield-generation models. The relevant yield data is public and transparent; however, actual performance may vary based on multiple factors, such as on-chain interest rates, capital utilization, overall market conditions, and more, and will adjust dynamically as market conditions change.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Morpho USDC Earn<\/strong>: Institutional-grade vault management with funds allocated to compliant borrowers. Earnings grow automatically with interest, with an approximate APY of 3.79%.<\/li>\n\n\n\n<li><strong>Morpho USDT Earn<\/strong>: Efficient matching via smart algorithms; all loans are fully collateralized. Earnings fluctuate with market demand, with an approximate APY of 3.58%.<\/li>\n\n\n\n<li><strong>Sky USD Earn<\/strong>: Backed by U.S. Treasuries and on-chain credit businesses. Deposit certificates are accumulative assets whose value increases over time, with an approximate APY of 4.5%.<\/li>\n\n\n\n<li><strong>Ethena USDe Earn<\/strong>: Based on a spot-perpetual arbitrage strategy, designed for steady growth, with an approximate APY of 5.1%.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Actual APYs are subject to market fluctuations; the above figures are for reference only.<\/p>\n<\/blockquote>\n\n\n\n<p>This update complements <a href=\"https:\/\/www.benpay.com\/defi-earn\/\">BenPay DeFi Earn<\/a>\u2019s existing investment targets\u2014such as AAVE, Compound, and Solana\u2014by covering multiple yield mechanisms to meet diverse risk preferences and asset growth needs. Through a single unified interface, BenPay, users can complete cross-chain transfers, deposits, and redemptions, simplifying on-chain participation and complexity while ensuring full asset traceability and true user control.<\/p>\n\n\n\n<p>In the future, <a href=\"https:\/\/www.benpay.com\/home\">BenPay<\/a> will continue to expand high-quality DeFi options, focusing on the three core pillars\u2014protocol security, on-chain transparency, and capital efficiency &#8211; to continuously refine its products and user experience.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BenPay DeFi Earn adds Morpho, Sky, and Ethena. Earn up to 5.1% APY with on-chain transparency. Secure, stable, and easy asset growth via a unified interface.<\/p>\n","protected":false},"author":1,"featured_media":961,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[178],"tags":[53],"class_list":["post-959","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-flash","tag-defi-earn"],"_links":{"self":[{"href":"https:\/\/www.benpay.com\/blog\/index.php\/wp-json\/wp\/v2\/posts\/959","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.benpay.com\/blog\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.benpay.com\/blog\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.benpay.com\/blog\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.benpay.com\/blog\/index.php\/wp-json\/wp\/v2\/comments?post=959"}],"version-history":[{"count":1,"href":"https:\/\/www.benpay.com\/blog\/index.php\/wp-json\/wp\/v2\/posts\/959\/revisions"}],"predecessor-version":[{"id":962,"href":"https:\/\/www.benpay.com\/blog\/index.php\/wp-json\/wp\/v2\/posts\/959\/revisions\/962"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.benpay.com\/blog\/index.php\/wp-json\/wp\/v2\/media\/961"}],"wp:attachment":[{"href":"https:\/\/www.benpay.com\/blog\/index.php\/wp-json\/wp\/v2\/media?parent=959"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.benpay.com\/blog\/index.php\/wp-json\/wp\/v2\/categories?post=959"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.benpay.com\/blog\/index.php\/wp-json\/wp\/v2\/tags?post=959"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}