{"id":906,"date":"2025-12-31T17:20:55","date_gmt":"2025-12-31T09:20:55","guid":{"rendered":"https:\/\/www.benpay.com\/blog\/?p=906"},"modified":"2025-12-31T17:20:57","modified_gmt":"2025-12-31T09:20:57","slug":"on-chain-yield-cards-guide-earn-while-spending","status":"publish","type":"post","link":"https:\/\/www.benpay.com\/blog\/index.php\/zh\/on-chain-yield-cards-guide-earn-while-spending\/","title":{"rendered":"\u94fe\u4e0a\u751f\u606f\u5361\u5168\u9762\u89e3\u6790\uff1a\u5b83\u662f\u4ec0\u4e48\uff0c\u4ee5\u53ca\u201c\u8fb9\u82b1\u8fb9\u8d5a\u201d\u5982\u4f55\u8fd0\u4f5c"},"content":{"rendered":"\n<p>\u968f\u7740\u52a0\u5bc6\u652f\u4ed8\u9010\u6e10\u8d70\u5411\u65e5\u5e38\u4f7f\u7528\uff0c<strong>\u52a0\u5bc6\u5361\uff08Crypto Card\uff09<\/strong> \u5df2\u6210\u4e3a\u8de8\u5883\u6d88\u8d39\u3001\u5e7f\u544a\u6295\u653e\u3001\u4ed8\u8d39\u8ba2\u9605\u7684\u5b9e\u7528\u5de5\u5177\u3002\u7136\u800c\uff0c\u4e00\u4e2a\u957f\u671f\u5b58\u5728\u7684\u95ee\u9898\u59cb\u7ec8\u6ca1\u6709\u88ab\u771f\u6b63\u89e3\u51b3\uff1a<strong>\u5361\u8d26\u6237\u91cc\u7684\u8d44\u91d1\uff0c\u5728\u88ab\u82b1\u6389\u4e4b\u524d\u4ec0\u4e48\u4e5f\u4e0d\u4f1a\u53d1\u751f\u3002<\/strong>\u6b63\u662f\u8fd9\u79cd\u8d44\u91d1\u6548\u7387\u7684\u6d6a\u8d39\uff0c\u50ac\u751f\u4e86 <strong>On-Chain Yield Card\uff08\u94fe\u4e0a\u751f\u606f\u5361\uff09<\/strong>\u3002<\/p>\n\n\n\n<p>\u5728\u672c\u6587\u4e2d\uff0c\u6211\u4eec\u5c06\u7cfb\u7edf\u6027\u5730\u89e3\u91ca\u4ec0\u4e48\u662f<strong>\u94fe\u4e0a\u751f\u606f\u5361<\/strong>\u3001\u201c<strong>\u8fb9\u82b1\u8fb9\u8d5a<\/strong>\u201d\uff08<strong>Earn While You Spend<\/strong>\uff09\u5728\u5b9e\u9645\u4e2d\u662f\u5982\u4f55\u8fd0\u4f5c\u7684\u3001\u5176\u80cc\u540e\u7684\u5b89\u5168\u6027\u4e0e\u81ea\u6258\u7ba1\u6a21\u578b\u3001\u771f\u5b9e\u4e16\u754c\u7684\u5b9e\u73b0\u6848\u4f8b\uff08\u4ee5 BenPay \u4e3a\u4f8b\uff09\uff0c\u4ee5\u53ca\u8fd9\u79cd\u4ea7\u54c1\u6700\u9002\u5408\u54ea\u4e9b\u7528\u6237\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4ec0\u4e48\u662f On-Chain Yield Card\uff1f<\/h2>\n\n\n\n<p><strong>\u94fe\u4e0a\u751f\u606f\u5361\u662f\u4e00\u79cd\u5728\u7528\u6237\u4e3b\u52a8\u5f00\u542f\u8d5a\u5e01\u529f\u80fd\u540e\uff0c\u53ef\u8ba9\u5361\u8d26\u6237\u4f59\u989d\u53c2\u4e0e\u94fe\u4e0a\u751f\u606f\u7684\u52a0\u5bc6\u652f\u4ed8\u5361\u3002<\/strong>\u7528\u4e00\u53e5\u8bdd\u6982\u62ec\uff1a<strong>On-Chain Yield Card = \u52a0\u5bc6\u652f\u4ed8\u5361 + \u57fa\u4e8e\u5361\u8d26\u6237\u4f59\u989d\u7684\u94fe\u4e0a\u6536\u76ca\u673a\u5236<\/strong><\/p>\n\n\n\n<p>\u4e0e\u4f20\u7edf\u52a0\u5bc6\u5361\u4e0d\u540c\uff0c\u4f59\u989d\u5728\u88ab\u6d88\u8d39\u524d\u901a\u5e38\u5904\u4e8e\u95f2\u7f6e\u72b6\u6001\uff0c\u800c\u94fe\u4e0a\u751f\u606f\u5361\u53ef\u4ee5\u786e\u4fdd<strong>\u672a\u4f7f\u7528\u7684\u5361\u8d26\u6237\u8d44\u91d1\u5728\u540e\u53f0\u6301\u7eed\u5de5\u4f5c\u5e76\u4ea7\u751f\u94fe\u4e0a\u6536\u76ca<\/strong>\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e0e\u4f20\u7edf\u52a0\u5bc6\u5361\u7684\u6838\u5fc3\u533a\u522b<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">\u7ef4\u5ea6<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u4f20\u7edf\u52a0\u5bc6\u5361<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u94fe\u4e0a\u751f\u606f\u5361<\/td><\/tr><tr><td>\u5361\u8d26\u6237\u4f59\u989d\u72b6\u6001<\/td><td>\u95f2\u7f6e<\/td><td>\u53c2\u4e0e\u94fe\u4e0a\u751f\u606f<\/td><\/tr><tr><td>\u6536\u76ca\u80fd\u529b<\/td><td>\u65e0<\/td><td>\u5185\u7f6e\uff0c\u4e00\u65e6\u201c\u8d5a\u5e01\u201d\u6309\u94ae\u542f\u7528\uff0c\u81ea\u52a8\u6536\u76ca<\/td><\/tr><tr><td>\u7528\u6237\u64cd\u4f5c\u8def\u5f84<\/td><td>\u5145\u503c \u2192 \u6d88\u8d39<\/td><td>\u5145\u503c \u2192 \u94fe\u4e0a\u751f\u606f \u2192 \u6d88\u8d39<\/td><\/tr><tr><td>\u662f\u5426\u9700\u8981\u7406\u89e3\u590d\u6742\u7684 DeFi \u77e5\u8bc6<\/td><td>\u4e0d\u9700\u8981<\/td><td>\u4e0d\u9700\u8981<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"880\" height=\"588\" src=\"https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2025\/12\/Traditional-Crypto-Payment-Card-vs-on-chain-yield-card.png\" alt=\"\" class=\"wp-image-903\" style=\"width:600px\" srcset=\"https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2025\/12\/Traditional-Crypto-Payment-Card-vs-on-chain-yield-card.png 880w, https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2025\/12\/Traditional-Crypto-Payment-Card-vs-on-chain-yield-card-300x200.png 300w, https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2025\/12\/Traditional-Crypto-Payment-Card-vs-on-chain-yield-card-768x513.png 768w\" sizes=\"(max-width: 880px) 100vw, 880px\" \/><\/figure>\n<\/div>\n\n\n<p>\u7528\u6237\u65e0\u9700\u624b\u52a8\u53c2\u4e0e DeFi\uff0c\u4e5f\u4e0d\u9700\u8981\u7406\u89e3\u590d\u6742\u7684 DeFi \u534f\u8bae\u3002\u5f00\u542f\u8d5a\u5e01\u6309\u94ae\u540e\uff0c<strong>\u53ea\u8981\u8d44\u91d1\u505c\u7559\u5728\u5361\u8d26\u6237\u4f59\u989d\u4e2d\uff0c\u5c31\u53ef\u4ee5\u6301\u7eed\u4ea7\u751f\u94fe\u4e0a\u6536\u76ca\u3002<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u201c\u8fb9\u82b1\u8fb9\u8d5a\u201d\u662f\u5982\u4f55\u5b9e\u73b0\u7684\uff08\u57fa\u4e8e\u4f59\u989d\u7684\u751f\u606f\u6a21\u578b\uff09<\/h2>\n\n\n\n<p>\u5728\u94fe\u4e0a\u751f\u606f\u5361\u4e2d\uff0c<strong>Earn While You Spend\uff08\u8fb9\u82b1\u8fb9\u8d5a\uff09<\/strong> \u6307\u7684\u662f\u4e00\u79cd<strong>\u57fa\u4e8e\u5361\u8d26\u6237\u4f59\u989d\u7684\u6536\u76ca\u673a\u5236<\/strong>\uff0c\u800c\u4e0d\u662f\u57fa\u4e8e\u4ea4\u6613\u7684\u8fd4\u5229\u6216\u5956\u52b1\u3002\u7528\u6237\u5e76\u4e0d\u662f\u901a\u8fc7\u201c\u6bcf\u4e00\u7b14\u6d88\u8d39\u201d\u6765\u83b7\u5f97\u6536\u76ca\uff0c\u800c\u662f\u901a\u8fc7<strong>\u5361\u8d26\u6237\u5185\u5c1a\u672a\u82b1\u6389<\/strong><strong>\u7684\u4f59\u989d<\/strong>\u6301\u7eed\u83b7\u5f97\u94fe\u4e0a\u6536\u76ca\u3002<\/p>\n\n\n\n<p>\u4e0b\u9762\u662f\u5b83\u5728\u73b0\u5b9e\u4e2d\u7684\u8fd0\u4f5c\u65b9\u5f0f\uff1a<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>\u5361\u8d26\u6237\u4f59\u989d\u59cb\u7ec8\u4fdd\u6301\u5728\u94fe\u4e0a<\/li>\n<\/ol>\n\n\n\n<p>\u5f53\u7528\u6237\u5411\u94fe\u4e0a\u751f\u606f\u5361\u5145\u503c\u7a33\u5b9a\u5e01\u65f6\uff0c\u8fd9\u4e9b\u8d44\u91d1\u4f1a\u5b58\u653e\u5728\u4e00\u4e2a\u4e0e\u5361\u7ed1\u5b9a\u7684\u94fe\u4e0a\u8d26\u6237\u4e2d\u3002\u5728\u672a\u88ab\u6d88\u8d39\u524d\uff0c\u5361\u8d26\u6237\u4f59\u989d\u59cb\u7ec8\u4fdd\u6301\u5728\u94fe\u4e0a\uff0c\u4f7f\u5176\u80fd\u591f\u4e0e\u667a\u80fd\u5408\u7ea6\u548c\u94fe\u4e0a\u6536\u76ca\u534f\u8bae\u4fdd\u6301\u517c\u5bb9\u3002\u5361\u672c\u8eab\u53ea\u662f\u4e00\u4e2a\u652f\u4ed8\u63a5\u53e3\uff0c\u800c\u975e\u8d44\u4ea7\u6258\u7ba1\u65b9\u3002<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>\u95f2\u7f6e\u8d44\u91d1\u4f1a\u88ab\u5206\u914d\u81f3\u6536\u76ca\u7b56\u7565<\/li>\n<\/ol>\n\n\n\n<p>\u5361\u8d26\u6237\u4e2d\u5c1a\u672a\u88ab\u6d88\u8d39\u7684\u90e8\u5206\u88ab\u89c6\u4e3a\u95f2\u7f6e\u8d44\u91d1\u3002\u5728\u7528\u6237\u4e3b\u52a8\u5f00\u542f\u8d5a\u5e01\u529f\u80fd\u540e\uff0c\u8fd9\u4e9b\u8d44\u91d1\u4f1a\u88ab\u5206\u914d\u5230\u6d41\u52a8\u6027\u9ad8\u3001\u98ce\u9669\u76f8\u5bf9\u8f83\u4f4e\u7684\u94fe\u4e0a\u6536\u76ca\u7b56\u7565\u4e2d\u3002<\/p>\n\n\n\n<p>\u5f00\u542f\u8d5a\u5e01\u540e\uff0c\u6574\u4e2a\u8fc7\u7a0b\u5bf9\u7528\u6237\u800c\u8a00\u662f\u81ea\u52a8\u5316\u7684\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u65e0\u9700\u624b\u52a8\u5b58\u5165<\/li>\n\n\n\n<li>\u4e0d\u9700\u8981\u4e86\u89e3\u590d\u6742\u7684 DeFi \u77e5\u8bc6<\/li>\n<\/ul>\n\n\n\n<p>\u4ece\u7528\u6237\u89c6\u89d2\u6765\u770b\uff0c\u5361\u8d26\u6237\u4f59\u989d\u4f1a\u5728\u5f00\u542f\u8d5a\u5e01\u671f\u95f4\uff0c\u968f\u7740\u65f6\u95f4\u6301\u7eed\u7d2f\u79ef\u94fe\u4e0a\u6536\u76ca\u3002<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>\u6d88\u8d39\u4e0d\u4f1a\u6253\u65ad\u6536\u76ca<\/li>\n<\/ol>\n\n\n\n<p>\u201c\u8fb9\u82b1\u8fb9\u8d5a\u201d\u6a21\u578b\u7684\u4e00\u4e2a\u5173\u952e\u7279\u6027\u662f\uff1a<strong>\u8d5a\u94b1\u4e0e\u82b1\u94b1\u53ef\u4ee5\u540c\u65f6\u53d1\u751f<\/strong>\u3002<\/p>\n\n\n\n<p>\u5f53\u7528\u6237\u8fdb\u884c\u652f\u4ed8\u65f6\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5df2\u6d88\u8d39\u91d1\u989d\u4f1a\u4ece\u5361\u4f59\u989d\u4e2d\u6263\u9664<\/li>\n\n\n\n<li>\u5269\u4f59\u5361\u8d26\u6237\u4f59\u989d\u4f1a\u7ee7\u7eed\u4ea7\u751f\u6536\u76ca<\/li>\n\n\n\n<li>\u5361\u8d26\u6237\u8d44\u91d1\u59cb\u7ec8\u53ef\u5373\u65f6\u4f7f\u7528<\/li>\n<\/ul>\n\n\n\n<p>\u4f8b\u5982\uff1a\u5982\u679c\u7528\u6237\u5411\u5361\u8d26\u6237\u5145\u503c\u4e86 1,000 USDT\uff0c\u5e76\u7528\u5361\u6d88\u8d39\u4e86 300 USDT\uff0c\u90a3\u4e48\u5269\u4f59\u5361\u8d26\u6237\u7684 700 USDT \u4f1a\u6301\u7eed\u4ea7\u751f\u94fe\u4e0a\u6536\u76ca\uff0c\u76f4\u5230\u88ab\u82b1\u6389\u4e3a\u6b62\u3002<\/p>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li>\u4e0d\u662f\u8fd4\u73b0\uff0c\u4e5f\u4e0d\u662f\u5956\u52b1<\/li>\n<\/ol>\n\n\n\n<p>\u9700\u8981\u7279\u522b\u5f3a\u8c03\u7684\u662f\uff0c\u8fd9\u4e00\u6a21\u578b\u4e0e\u8fd4\u73b0\u5361\u6216\u5956\u52b1\u5361<strong>\u672c\u8d28\u4e0d\u540c<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6536\u76ca\u4e0d\u662f\u7531\u6d88\u8d39\u884c\u4e3a\u89e6\u53d1\u7684<\/li>\n\n\n\n<li>\u4e0d\u5b58\u5728\u6309\u4ea4\u6613\u8ba1\u7b97\u7684\u5956\u52b1<\/li>\n\n\n\n<li>\u6536\u76ca\u6765\u6e90\u4e8e<strong>\u65f6\u95f4\u4e0e\u5361\u8d26\u6237\u4f59\u989d\u89c4\u6a21<\/strong>\uff0c\u800c\u975e\u4f7f\u7528\u9891\u7387<\/li>\n<\/ul>\n\n\n\n<p>\u53ea\u8981\u8d44\u91d1\u505c\u7559\u5728\u5361\u8d26\u6237\u4e2d\uff0c\u5c31\u4f1a\u6301\u7eed\u7d2f\u79ef\u6536\u76ca\uff1b<strong>\u505c\u7559\u65f6\u95f4\u8d8a\u957f\uff0c\u4ea7\u751f\u7684\u6536\u76ca\u8d8a\u591a<\/strong>\uff0c\u4e14\u5b8c\u5168\u4e0d\u5f71\u54cd\u6b63\u5e38\u6d88\u8d39\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c\u201c\u8fb9\u82b1\u8fb9\u8d5a\u201d\u7684\u771f\u6b63\u542b\u4e49\u662f\uff1a<strong>\u7528\u6237\u65e0\u9700\u5728\u201c\u4f7f\u7528\u8d44\u91d1\u201d\u548c\u201c\u8ba9\u8d44\u91d1\u8d5a\u94b1\u201d\u4e4b\u95f4\u505a\u9009\u62e9\u3002<\/strong>\u4ed6\u4eec\u53ef\u4ee5\u81ea\u7531\u6d88\u8d39\uff0c\u540c\u65f6\u8ba9\u5269\u4f59\u5361\u8d26\u6237\u4f59\u989d\u5728\u540e\u53f0\u6301\u7eed\u53c2\u4e0e\u94fe\u4e0a\u751f\u606f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5b89\u5168\u6027\u4e0e\u81ea\u6258\u7ba1\u673a\u5236<\/h2>\n\n\n\n<p>\u5b89\u5168\u6027\uff0c\u662f\u4efb\u4f55\u94fe\u4e0a\u91d1\u878d\u4ea7\u54c1\u7684\u57fa\u7840\u3002<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>\u81ea\u6258\u7ba1\u67b6\u6784<\/li>\n<\/ol>\n\n\n\n<p>\u5927\u591a\u6570\u6210\u719f\u7684\u94fe\u4e0a\u751f\u606f\u5361\u91c7\u7528<strong>\u81ea\u6258\u7ba1\u67b6\u6784<\/strong>\uff0c\u8fd9\u610f\u5473\u7740\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7528\u6237\u59cb\u7ec8\u62e5\u6709\u8d44\u4ea7\u7684\u52a0\u5bc6\u63a7\u5236\u6743<\/li>\n\n\n\n<li>\u5e73\u53f0\u65e0\u6cd5\u968f\u610f\u632a\u52a8\u7528\u6237\u8d44\u91d1<\/li>\n\n\n\n<li>\u8d44\u4ea7\u72b6\u6001\u53ef\u5728\u94fe\u4e0a\u9a8c\u8bc1<\/li>\n<\/ul>\n\n\n\n<p>\u5728\u5b9e\u9645\u610f\u4e49\u4e0a\uff1a<strong>\u5361\u662f\u652f\u4ed8\u63a5\u53e3\uff0c\u800c\u4e0d\u662f\u8d44\u4ea7\u7684\u6258\u7ba1\u65b9\u3002<\/strong><\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>\u4ee5\u6d41\u52a8\u6027\u4e3a\u6838\u5fc3\u7684\u6536\u76ca\u7b56\u7565\u8bbe\u8ba1<\/li>\n<\/ol>\n\n\n\n<p>\u4e0e\u6fc0\u8fdb\u578b DeFi \u6295\u8d44\u4e0d\u540c\uff0c\u94fe\u4e0a\u751f\u606f\u5361\u80cc\u540e\u7684\u6536\u76ca\u7b56\u7565\u66f4\u6ce8\u91cd\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9ad8\u6d41\u52a8\u6027<\/li>\n\n\n\n<li>\u968f\u65f6\u63d0\u73b0\u80fd\u529b<\/li>\n\n\n\n<li>\u8d44\u672c\u5b89\u5168\u6027\u4f18\u5148\u4e8e\u6700\u9ad8 APY<\/li>\n<\/ul>\n\n\n\n<p>\u5176\u76ee\u6807\u5e76\u975e\u8ffd\u6c42\u6536\u76ca\u6700\u5927\u5316\uff0c\u800c\u662f\uff1a<strong>\u5728\u4e0d\u5f71\u54cd\u6d88\u8d39\u80fd\u529b\u7684\u524d\u63d0\u4e0b\uff0c\u5b9e\u73b0\u7a33\u5b9a\u3001\u4e0d\u4e2d\u65ad\u7684\u6536\u76ca\u3002<\/strong><\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>\u6e05\u6670\u7684\u98ce\u9669\u8fb9\u754c<\/li>\n<\/ol>\n\n\n\n<p>\u94fe\u4e0a\u751f\u606f\u5361\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5e76\u975e\u65e0\u98ce\u9669<\/li>\n\n\n\n<li>\u4f46\u98ce\u9669\u663e\u8457\u4f4e\u4e8e\u4e3b\u52a8\u578b DeFi \u6295\u8d44<\/li>\n\n\n\n<li>\u66f4\u63a5\u8fd1\u4e00\u79cd\u201c\u94fe\u4e0a\u8d27\u5e01\u5e02\u573a\u201d\u7684\u4f53\u9a8c<\/li>\n<\/ul>\n\n\n\n<p>\u8fd9\u79cd\u5e73\u8861\u4f7f\u5176\u975e\u5e38\u9002\u5408<strong>\u5e0c\u671b\u83b7\u5f97\u6536\u76ca\u4f46\u4e0d\u60f3\u627f\u62c5\u590d\u6742\u6027<\/strong>\u7684\u7528\u6237\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u73b0\u5b9e\u4e2d\u7684\u5b9e\u73b0\u6848\u4f8b\uff1aBenPay \u94fe\u4e0a\u751f\u606f\u5361<\/h2>\n\n\n\n<p>\u4e3a\u4e86\u66f4\u76f4\u89c2\u5730\u7406\u89e3\u94fe\u4e0a\u751f\u606f\u5361\u7684\u5b9e\u9645\u8fd0\u4f5c\u65b9\u5f0f\uff0c\u53ef\u4ee5\u53c2\u8003 <a href=\"https:\/\/www.benpay.com\/card\/\">BenPay \u7684 On-Chain Yield Card<\/a>\uff08\u4ec5\u4f5c\u4e3a\u793a\u4f8b\uff09\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7528\u6237\u5145\u503c\u7a33\u5b9a\u5e01\uff08USDT\/USDC\uff09\u5230\u5361\u4f59\u989d\u7528\u4e8e\u65e5\u5e38\u6d88\u8d39<\/li>\n\n\n\n<li>\u672a\u4f7f\u7528\u7684\u5361\u8d26\u6237\u4f59\u989d\u5728<strong>\u7528\u6237\u4e3b\u52a8\u5f00\u542f\u8d5a\u5e01\u529f\u80fd\u540e<\/strong>\uff0c\u4f1a\u81ea\u52a8\u53c2\u4e0e\u94fe\u4e0a\u751f\u606f\u3002<\/li>\n\n\n\n<li>\u7528\u6237\u53ef\u4ee5\u770b\u5230\u6bcf\u65e5\u6536\u76ca\uff0c\u4f8b\u5982\uff1a\u201c\u6628\u65e5\u6536\u76ca\uff1a+5 USDT\u201d<\/li>\n\n\n\n<li>\u65e0\u9700\u4efb\u4f55\u989d\u5916\u64cd\u4f5c\uff0c\u6d88\u8d39\u4f53\u9a8c\u4fdd\u6301\u987a\u7545<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"494\" src=\"https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2025\/12\/BenPay-On-Chain-Yield-Card-1024x494.png\" alt=\"\" class=\"wp-image-902\" style=\"width:600px\" srcset=\"https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2025\/12\/BenPay-On-Chain-Yield-Card-1024x494.png 1024w, https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2025\/12\/BenPay-On-Chain-Yield-Card-300x145.png 300w, https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2025\/12\/BenPay-On-Chain-Yield-Card-768x370.png 768w, https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2025\/12\/BenPay-On-Chain-Yield-Card.png 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<p>\u771f\u6b63\u7684\u521b\u65b0\u70b9\u5e76\u4e0d\u5728\u4e8e\u201c\u9ad8\u6536\u76ca\u201d\uff0c\u800c\u5728\u4e8e<strong>\u6539\u53d8\u4e86\u5361\u8d26\u6237\u4f59\u989d\u7684\u9ed8\u8ba4\u72b6\u6001<\/strong>\u2014\u2014\u4ece\u201c\u95f2\u7f6e\u8d44\u91d1\u201d\u8f6c\u53d8\u4e3a\u201c\u53ef\u4ea7\u751f\u4ef7\u503c\u7684\u94fe\u4e0a\u8d44\u4ea7\u201d\u3002\u8fd9\u4e00\u8f6c\u53d8\u4e5f\u4ece\u6839\u672c\u4e0a\u6539\u53d8\u4e86\u7528\u6237\u5bf9\u5361\u8d26\u6237\u4f59\u989d\u7684\u8ba4\u77e5\uff1a<strong>\u5361\u8d26\u6237\u5185\u7684\u94b1\u4e0d\u518d\u53ea\u662f\u4e34\u65f6\u7684\u6d88\u8d39\u8d44\u91d1\uff0c\u800c\u662f\u6301\u7eed\u8fd0\u4f5c\u7684\u8d44\u4ea7\u3002<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u94fe\u4e0a\u751f\u606f\u5361\u9002\u5408\u54ea\u4e9b\u4eba\uff1f<\/h2>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>\u8de8\u5883\u6d88\u8d39\u7528\u6237\u4e0e\u5e7f\u544a\u6295\u653e\u7528\u6237<\/li>\n<\/ol>\n\n\n\n<p><strong>\u5178\u578b\u7279\u5f81<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7ecf\u5e38\u5145\u503c 100\u20132,000 \u7a33\u5b9a\u5e01<\/li>\n\n\n\n<li>\u4e0d\u4f1a\u4e00\u6b21\u6027\u82b1\u5b8c<\/li>\n\n\n\n<li>\u5bf9\u8d39\u7387\u548c\u5361\u6210\u672c\u9ad8\u5ea6\u654f\u611f<\/li>\n<\/ul>\n\n\n\n<p><strong>\u9002\u914d\u539f\u56e0<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u95f2\u7f6e\u4f59\u989d\u4e0d\u518d\u663e\u5f97\u201c\u6d6a\u8d39\u201d<\/li>\n\n\n\n<li>\u5373\u4fbf\u4e0d\u4ee5\u6536\u76ca\u4e3a\u5bfc\u5411\uff0c\u4e5f\u80fd\u611f\u77e5\u5230\u66f4\u9ad8\u4ef7\u503c<\/li>\n\n\n\n<li>\u5361\u5728\u7ecf\u6d4e\u5c42\u9762\u663e\u5f97\u66f4\u201c\u806a\u660e\u201d<\/li>\n<\/ul>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>Web3 \u4e0e\u52a0\u5bc6\u539f\u751f\u7528\u6237<\/li>\n<\/ol>\n\n\n\n<p><strong>\u5178\u578b\u7279\u5f81<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u957f\u671f\u6301\u6709\u7a33\u5b9a\u5e01<\/li>\n\n\n\n<li>\u4e86\u89e3 DeFi\uff0c\u4f46\u504f\u597d\u7b80\u5355\u7684\u64cd\u4f5c<\/li>\n\n\n\n<li>\u91cd\u89c6\u8d44\u91d1\u5229\u7528\u6548\u7387<\/li>\n<\/ul>\n\n\n\n<p><strong>\u9002\u914d\u539f\u56e0<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u65e0\u9700\u624b\u52a8\u7ba1\u7406\u7b56\u7565\u5373\u53ef\u83b7\u5f97\u88ab\u52a8\u6536\u76ca<\/li>\n\n\n\n<li>\u63d0\u9ad8\u672c\u5c31\u5b58\u653e\u5728\u5361\u8d26\u6237\u5185\u8d44\u91d1\u7684\u5229\u7528\u7387<\/li>\n\n\n\n<li>\u51e0\u4e4e\u6ca1\u6709\u989d\u5916\u64cd\u4f5c\u6210\u672c<\/li>\n<\/ul>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>\u975e\u52a0\u5bc6\u7528\u6237<\/li>\n<\/ol>\n\n\n\n<p><strong>\u5178\u578b\u7279\u5f81<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4e0d\u4e86\u89e3 DeFi<\/li>\n\n\n\n<li>\u80fd\u7406\u89e3\u201c\u5361\u8d26\u6237\u4f59\u989d\u94fe\u4e0a\u751f\u606f\u201d<\/li>\n\n\n\n<li>\u5e0c\u671b\u7b80\u5355\u3001\u5b89\u5168\u3001\u7701\u5fc3<\/li>\n<\/ul>\n\n\n\n<p><strong>\u9002\u914d\u539f\u56e0<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5b66\u4e60\u95e8\u69db\u6781\u4f4e<\/li>\n\n\n\n<li>\u53ef\u89c6\u5316\u7684\u6bcf\u65e5\u6536\u76ca\u5efa\u7acb\u4fe1\u4efb<\/li>\n\n\n\n<li>\u6210\u4e3a\u8fdb\u5165\u94fe\u4e0a\u91d1\u878d\u7684\u81ea\u7136\u5165\u53e3<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u5178\u578b\u7528\u6237\u573a\u666f<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u573a\u666f A\uff1a\u95f2\u7f6e\u8d44\u4ea7\u7684\u4ef7\u503c\u8ba4\u77e5<\/h3>\n\n\n\n<p>\u7528\u6237\u5145\u503c 1,000 USDT \u7528\u4e8e\u6d88\u8d39\uff0c\u53ea\u7528\u4e86 300 USDT\uff0c\u5269\u4f59\u7684 700 USDT 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class=\"wp-block-list\">\n<li>\u4e0d\u60f3\u7ba1\u7406\u590d\u6742 DeFi \u534f\u8bae<\/li>\n\n\n\n<li>\u5bb3\u6015\u64cd\u4f5c\u5931\u8bef<\/li>\n<\/ul>\n\n\n\n<p>\u94fe\u4e0a\u751f\u606f\u5361\u63d0\u4f9b\u7684\u662f\uff1a\u7cbe\u9009 DeFi <strong>\u7b56\u7565 + \u5373\u65f6\u6d41\u52a8\u6027<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e3a\u4ec0\u4e48\u94fe\u4e0a\u751f\u606f\u5361\u5f88\u91cd\u8981\uff1f<\/h2>\n\n\n\n<p>\u4ece\u6218\u7565\u89d2\u5ea6\u770b\uff0c\u94fe\u4e0a\u751f\u606f\u5361\u662f<strong>\u8fdb\u5165 DeFi \u7684\u6700\u4f4e\u6469\u64e6\u5165\u53e3<\/strong>\u3002<\/p>\n\n\n\n<p>\u901a\u8fc7\u8ba9\u7528\u6237\u4f53\u9a8c\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u88ab\u52a8\u6536\u76ca<\/li>\n\n\n\n<li>\u53ef\u89c6\u5316\u7684\u6bcf\u65e5\u56de\u62a5<\/li>\n\n\n\n<li>\u94fe\u4e0a\u53ef\u4fe1\u5ea6<\/li>\n<\/ul>\n\n\n\n<p>\u5b83\u81ea\u7136\u5730\u4e3a\u7528\u6237\u94fa\u57ab\u4e86\u901a\u5f80\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u66f4\u9ad8\u6536\u76ca\u7b56\u7565<\/li>\n\n\n\n<li>\u66f4\u590d\u6742\u7684 DeFi \u4ea7\u54c1<\/li>\n\n\n\n<li>\u66f4\u5927\u8d44\u91d1\u89c4\u6a21<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u94fe\u4e0a\u751f\u606f\u5361\u5e38\u89c1\u95ee\u9898\uff08FAQ\uff09<\/h2>\n\n\n\n<p><strong>\u6536\u76ca\u6765\u81ea\u54ea\u91cc\uff1f<\/strong> \u6765\u81ea\u94fe\u4e0a\u6536\u76ca\u534f\u8bae\uff0c\u800c\u975e\u5e73\u53f0\u8865\u8d34\u3002<\/p>\n\n\n\n<p><strong>\u94fe\u4e0a\u751f\u606f\u4f1a\u5f71\u54cd\u6d88\u8d39\u901f\u5ea6\u5417\uff1f<\/strong> \u4e0d\u4f1a\uff0c\u6d88\u8d39\u4e0e\u94fe\u4e0a\u751f\u606f\u53ef\u4ee5\u540c\u65f6\u8fdb\u884c\u3002<\/p>\n\n\n\n<p><strong>\u9700\u8981\u61c2\u590d\u6742\u7684 DeFi \u77e5\u8bc6\u5417\uff1f<\/strong> 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DeFi \u534f\u8bae\u83b7\u53d6\u94fe\u4e0a\u6536\u76ca\u3002\u672c\u6587\u6df1\u5ea6\u89e3\u6790\u5176\u81ea\u6258\u7ba1\u5b89\u5168\u67b6\u6784\u3001\u5b9e\u65f6\u6d88\u8d39\u4e0d\u4e2d\u65ad\u8ba1\u606f\u7684\u8fd0\u4f5c\u673a\u5236\uff0c\u5e76\u4ee5 BenPay 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