{"id":522,"date":"2025-06-01T12:53:00","date_gmt":"2025-06-01T04:53:00","guid":{"rendered":"https:\/\/www.benpay.com\/blog\/?p=522"},"modified":"2025-11-24T10:36:48","modified_gmt":"2025-11-24T02:36:48","slug":"benpay-introduces-a-next-gen-payfi-ecosystem","status":"publish","type":"post","link":"https:\/\/www.benpay.com\/blog\/index.php\/zh-hk\/benpay-introduces-a-next-gen-payfi-ecosystem\/","title":{"rendered":"BenPay \u63a8\u51fa\u4e0b\u4e00\u4ee3 PayFi \u751f\u614b\u7cfb\u7d71"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>\u4ec0\u9ebc\u662f BenPay\uff1f<\/strong><\/h2>\n\n\n\n<p><strong><a href=\"https:\/\/www.benpay.com\/home\">BenPay<\/a><\/strong> \u5efa\u69cb\u65bc\u9ad8\u6027\u80fd\u7684 <strong><a href=\"https:\/\/www.benfen.org\/\" target=\"_blank\" rel=\"noopener\">BenFen \u516c\u93c8<\/a><\/strong>\u4e4b\u4e0a\uff0c\u900f\u904e\u6574\u5408\u7a69\u5b9a\u5e63\u6d41\u52d5\u6027\u3001\u6253\u901a\u8de8\u93c8\u8cc7\u7522\u8f49\u79fb\u3001\u6574\u5408\u591a\u5143\u652f\u4ed8\u65b9\u5f0f\u4e26\u4e32\u63a5 DeFi \u4f7f\u7528\u5834\u666f\uff0c\u70ba\u5168\u7403\u7528\u6236\u8207\u5546\u6236\u6253\u9020 <strong>\u4e00\u7ad9\u5f0f\u93c8\u4e0a\u7a69\u5b9a\u5e63\u91d1\u878d\u5e73\u53f0<\/strong>\u3002<\/p>\n\n\n\n<p>BenPay \u7684\u4f7f\u547d\u662f\u70ba\u7528\u6236\u63d0\u4f9b <strong>\u5b89\u5168\u3001\u9ad8\u6548\u3001\u4fbf\u5229<\/strong> \u7684\u652f\u4ed8\u3001\u4ea4\u6613\u3001\u501f\u8cb8\u8207\u8cc7\u7522\u7ba1\u7406\u670d\u52d9\u3002\u4f5c\u70ba\u9023\u63a5 Web3 \u8207 Web2 \u4e16\u754c\u7684\u91d1\u878d\u6a4b\u6a11\uff0cBenPay \u4e0d\u50c5\u652f\u63f4\u93c8\u4e0a\u52a0\u5bc6\u8cc7\u7522\u64cd\u4f5c\uff0c\u66f4\u900f\u904e\u5275\u65b0\u7684\u652f\u4ed8\u5361\u8207\u5546\u6236\u652f\u4ed8\u670d\u52d9\uff0c\u5c07\u52a0\u5bc6\u8ca8\u5e63\u7121\u7e2b\u878d\u5165\u65e5\u5e38\u6d88\u8cbb\u5834\u666f\uff0c\u63a8\u52d5\u5340\u584a\u93c8\u6280\u8853\u7684\u5927\u773e\u5316\u63a1\u7528\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>BenPay \u6838\u5fc3\u529f\u80fd<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. \u652f\u4ed8\u8207\u6d88\u8cbb\uff08BenPay Card\uff09<\/strong><\/h3>\n\n\n\n<p>BenPay Card \u81f4\u529b\u65bc\u6253\u9020 Web3 \u8207 Web2 \u4e4b\u9593\u7684\u5168\u65b0\u652f\u4ed8\u6a4b\u6a11\uff0c\u4ee5\u5408\u898f\u65b9\u5f0f\u5c07\u52a0\u5bc6\u8ca8\u5e63\u7121\u7e2b\u6574\u5408\u81f3\u751f\u6d3b\u6d88\u8cbb\u4e2d\uff0c\u89e3\u6c7a\u7528\u6236\u5728\u50b3\u7d71\u52a0\u5bc6\u652f\u4ed8\u4e2d\u9762\u81e8\u7684\u6cd5\u5f8b\u8207\u76e3\u7ba1\u969c\u7919\uff0c\u70ba\u5168\u7403\u7528\u6236\u63d0\u4f9b <strong>\u65b9\u4fbf\u3001\u5b89\u5168\u3001\u7a69\u5b9a<\/strong> \u7684\u652f\u4ed8\u9ad4\u9a57\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4f7f\u7528\u8005\u53ef\u81ea\u7531\u4f7f\u7528\u591a\u7a2e\u52a0\u5bc6\u8cc7\u7522\u9032\u884c\u5168\u7403\u6d88\u8cbb\uff0c\u4e0d\u53d7\u50f9\u683c\u6ce2\u52d5\u5e72\u64fe<\/li>\n\n\n\n<li>\u5c24\u5176\u662f <strong>BUSD<\/strong> \u2014\u2014 BenPay \u767c\u884c\u7684\u3001\u8207\u7f8e\u5143 1:1 \u9328\u5b9a\u7684\u539f\u751f\u7a69\u5b9a\u5e63<\/li>\n\n\n\n<li>\u53ef\u76f4\u63a5\u5145\u503c BUSD \u81f3 BenPay Card\uff0c\u4e26\u5728 Web2 \u5834\u666f\u4e2d\u4ee5\u7f8e\u5143\u4ed8\u6b3e\uff0c\u5373\u63d2\u5373\u7528<\/li>\n<\/ul>\n\n\n\n<p>\u6b64\u5916\uff0cBenPay Card \u4e5f\u652f\u63f4 <strong>USDT \u8207 USDC \u5b58\u5165<\/strong>\uff0c\u64f4\u5c55\u4f7f\u7528\u5834\u666f\u3002\u70ba\u7c21\u5316\u9ad4\u9a57\uff0cBenPay Card \u7d71\u4e00\u63a1\u7528 <strong>\u7f8e\u5143\u8a08\u50f9\u6a21\u578b\uff08USD-denominated card\uff09<\/strong>\uff0c\u8b93\u5168\u7403\u7528\u6236\u53ef\u5728\u65e5\u5e38\u6d88\u8cbb\u3001\u8a02\u95b1\u670d\u52d9\u6216\u8de8\u5883\u652f\u4ed8\u4e2d\u8f15\u9b06\u5b8c\u6210\u4ea4\u6613\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. \u53bb\u4e2d\u5fc3\u5316\u4ea4\u6613\u6240\uff08BenPay DEX\uff09<\/strong><\/h3>\n\n\n\n<p>BenPay DEX \u662f\u751f\u614b\u7cfb\u7d71\u539f\u751f\u96c6\u6210\u7684 DEX\uff0c\u63a1\u7528 <strong>\u96c6\u4e2d\u6d41\u52d5\u6027\uff08CLAMM\uff09\u6a21\u578b<\/strong>\uff0c\u5927\u5e45\u63d0\u5347\u8cc7\u672c\u6548\u7387\uff0c\u652f\u63f4\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5373\u6642\u514c\u63db BUSD\u3001BFC<\/li>\n\n\n\n<li>\u9ad8\u6548\u6d41\u52d5\u6027\u4f9b\u61c9<\/li>\n\n\n\n<li>\u66f4\u4f4e\u6ed1\u9ede\u8207\u66f4\u5feb\u4ea4\u6613\u9ad4\u9a57<\/li>\n<\/ul>\n\n\n\n<p><strong>\u4f4e Gas \u8cbb<\/strong>\uff1aBenFen \u516c\u93c8\u539f\u751f\u652f\u63f4 <strong>\u4f7f\u7528 BUSD \u652f\u4ed8 Gas<\/strong>\uff0c\u5927\u5e45\u964d\u4f4e\u7528\u6236\u4ea4\u6613\u6210\u672c\uff0c\u6253\u9020\u771f\u6b63\u7684\u9ad8\u6548\u93c8\u4e0a\u9ad4\u9a57\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. \u93c8\u4e0a\u7d05\u5305\u8207\u793e\u4ea4\u652f\u4ed8<\/strong><\/h3>\n\n\n\n<p>BenPay \u6253\u9020\u6700\u8cbc\u8fd1\u4e9e\u6d32\u5e02\u5834\u4f7f\u7528\u7fd2\u6163\u7684 Web3 \u793e\u4ea4\u652f\u4ed8\u9ad4\u9a57\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u93c8\u4e0a\u7d05\u5305<\/strong>\uff1a\u652f\u63f4\u666e\u901a\u7d05\u5305\u3001\u5bc6\u78bc\u7d05\u5305\u7b49\u6a21\u5f0f\uff0c\u53ef\u4f7f\u7528 BUSD \u6216 BFC \u767c\u9001<\/li>\n\n\n\n<li><strong>\u5373\u6642\u8f49\u5e33<\/strong>\uff1a\u7528\u6236\u9593\u53ef\u5feb\u901f\u3001\u4f4e\u6210\u672c\u5b8c\u6210\u8f49\u5e33<\/li>\n\n\n\n<li><strong>\u8de8\u93c8\u8cc7\u7522\u4e92\u901a<\/strong>\uff1a\u652f\u6301\u591a\u93c8\u4e92\u64cd\u4f5c\u6027\uff0c\u63d0\u5347\u8f49\u5e33\u9748\u6d3b\u6027<\/li>\n<\/ul>\n\n\n\n<p>\u9019\u4e9b\u529f\u80fd\u8b93 Web3 \u7528\u6236\u64c1\u6709\u985e\u4f3c\u5fae\u4fe1\u7d05\u5305\u7684\u793e\u4ea4\u4e92\u52d5\u65b9\u5f0f\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4. BenPay Lending\uff08\u93c8\u4e0a\u501f\u8cb8\uff09<\/strong><\/h2>\n\n\n\n<p>BenPay Lending \u652f\u63f4\u5169\u7a2e\u4e3b\u8981\u529f\u80fd\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5b58\u6b3e\u751f\u606f\uff08Deposit &amp; Earn\uff09<\/strong><br>\u7528\u6236\u53ef\u5b58\u5165 BUSD \u7b49\u7a69\u5b9a\u5e63\uff0c\u4eab\u53d7\u5e02\u5834\u7af6\u722d\u529b\u7684\u56fa\u5b9a\u5229\u7387\u6536\u76ca\u3002<\/li>\n\n\n\n<li><strong>\u62b5\u62bc\u501f\u8cb8\uff08Collateralized Loans\uff09<\/strong><br>\u7528\u6236\u53ef\u62b5\u62bc\u4e3b\u6d41\u8cc7\u7522\uff08\u5982 BTC\uff09\u4e26\u501f\u51fa BUSD\uff0c\u6eff\u8db3\u6d41\u52d5\u6027\u9700\u6c42\u3002<\/li>\n<\/ul>\n\n\n\n<p>BenPay Lending \u5c07 CeFi \u7684\u6d41\u52d5\u6027\u8207 DeFi \u7684\u900f\u660e\u5ea6\u9032\u884c\u7d50\u5408\uff0c\u63d0\u4f9b\u5b89\u5168\u53ef\u9760\u7684\u501f\u8cb8\u9ad4\u9a57\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. BenPay Stake<\/strong><\/h3>\n\n\n\n<p>\u7528\u6236\u53ef\u8cea\u62bc BenFen \u751f\u614b\u7684\u539f\u751f\u7a69\u5b9a\u5e63 <strong>BUSD<\/strong>\uff0c\u53c3\u8207\u7db2\u8def\u5b89\u5168\u3001\u7372\u53d6\u8cea\u62bc\u734e\u52f5\uff0c\u4e26\u4eab\u6709 BenFen DAO \u7684\u6cbb\u7406\u6b0a\u9650\uff0c\u771f\u6b63\u53c3\u8207\u5e95\u5c64\u7db2\u8def\u7684\u6cbb\u7406\u8207\u767c\u5c55\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6. \u5546\u6236\u670d\u52d9\uff08Merchant Services\uff09<\/strong><\/h3>\n\n\n\n<p>BenPay \u4e5f\u70ba\u5168\u7403\u5546\u6236\u63d0\u4f9b\u4e00\u7ad9\u5f0f\u652f\u4ed8\u89e3\u6c7a\u65b9\u6848\uff1a<\/p>\n\n\n\n<ul 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<strong>\u958b\u653e\u3001\u5b89\u5168\u3001\u9ad8\u6548\u7684\u5168\u7403\u652f\u4ed8\u751f\u614b<\/strong>\uff0c\u8b93\u7528\u6236\u80fd\u4ee5\u6700\u81ea\u7136\u7684\u65b9\u5f0f\u4f7f\u7528\u52a0\u5bc6\u8ca8\u5e63\u652f\u4ed8\u3002\u900f\u904e\u6574\u5408\u591a\u7a2e\u529f\u80fd\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u76f4\u63a5\u52a0\u5bc6\u652f\u4ed8<\/li>\n\n\n\n<li>\u6578\u5b57\u8ca8\u5e63\u8207\u6cd5\u5e63\u7121\u7e2b\u514c\u63db<\/li>\n\n\n\n<li>\u93c8\u4e0a\u64d4\u4fdd\u652f\u4ed8<\/li>\n\n\n\n<li>\u62b5\u62bc\u501f\u8cb8<\/li>\n\n\n\n<li>\u93c8\u4e0a\u7d05\u5305\u8207\u793e\u4ea4\u8f49\u5e33<\/li>\n<\/ul>\n\n\n\n<p>BenPay \u80fd\u6eff\u8db3\u5168\u7403\u7528\u6236\u5728\u5404\u7a2e\u652f\u4ed8\u5834\u666f\u4e0b\u7684\u9700\u6c42\uff0c\u5f9e\u65e5\u5e38\u6d88\u8cbb\u3001\u8de8\u5883\u652f\u4ed8\u5230\u7528\u6236\u9593\u8f49\u5e33\uff0c\u7686\u53ef\u5728\u4e00\u500b\u5e73\u53f0\u4e0a\u5b8c\u6210\u3002BenPay 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