{"id":1355,"date":"2026-01-05T16:38:00","date_gmt":"2026-01-05T08:38:00","guid":{"rendered":"https:\/\/www.benpay.com\/blog\/?p=1355"},"modified":"2026-02-06T16:53:27","modified_gmt":"2026-02-06T08:53:27","slug":"earn-while-you-spend-benpay-on-chain-yield-card","status":"publish","type":"post","link":"https:\/\/www.benpay.com\/blog\/index.php\/zh\/earn-while-you-spend-benpay-on-chain-yield-card\/","title":{"rendered":"\u8ba9\u8d44\u91d1\u8fb9\u82b1\u8fb9\u8d5a\uff1aBenPay \u94fe\u4e0a\u751f\u606f\u5361\u5982\u4f55\u91cd\u6784\u6570\u5b57\u8d44\u4ea7\u7684\u4f7f\u7528\u65b9\u5f0f"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">\u5f15\u8a00<\/h2>\n\n\n\n<p>\u5bf9\u5927\u591a\u6570\u6570\u5b57\u8d44\u4ea7\u6301\u6709\u8005\u6765\u8bf4\uff0c\u8d44\u91d1\u901a\u5e38\u6709\u4e09\u79cd\u53bb\u5411\uff0c\u4f46\u6bcf\u4e00\u79cd\u90fd\u6709\u660e\u663e\u7f3a\u9677\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u653e\u5728\u4ea4\u6613\u6240\u8d26\u6237<\/strong>\uff1a\u64cd\u4f5c\u65b9\u4fbf\uff0c\u4f46\u8d44\u4ea7\u6258\u7ba1\u5728\u5e73\u53f0\uff0c\u5b89\u5168\u6027\u548c\u900f\u660e\u5ea6\u59cb\u7ec8\u4ee4\u4eba\u62c5\u5fe7\uff0c\u800c\u4e14\u5927\u591a\u6570\u65f6\u95f4\u4e0d\u4ea7\u751f\u6536\u76ca<\/li>\n\n\n\n<li><strong>\u653e\u5728\u94b1\u5305\u91cc\u4e0d\u52a8<\/strong>\uff1a\u8d44\u4ea7\u5b89\u5168\uff0c\u4f46\u53ea\u662f\u5355\u7eaf\u201c\u5b58\u7740\u201d\uff0c\u65e0\u6cd5\u83b7\u53d6\u94fe\u4e0a\u6536\u76ca<\/li>\n\n\n\n<li><strong>\u5b58\u8fdb DeFi 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\u6210\u672c\u6216\u624b\u52a8\u590d\u6295\u3002\u7528\u6237\u53ea\u9700\u4e00\u952e\u5f00\u542f\u201c\u8d5a\u5e01\u201d\u6309\u94ae\uff0c\u5176\u4f59\u6d41\u7a0b\u5747\u7531\u7cfb\u7edf\u81ea\u52a8\u5b8c\u6210\u3002\u6574\u4f53\u4f53\u9a8c\u66f4\u63a5\u8fd1\u4f20\u7edf\u652f\u4ed8\u4ea7\u54c1\uff0c\u4f46\u4f9d\u7136\u4fdd\u7559\u94fe\u4e0a\u751f\u606f\u7684\u6838\u5fc3\u4f18\u52bf\uff0c\u8ba9 DeFi \u6536\u76ca\u80fd\u529b\u4ece\u201c\u4e13\u4e1a\u5de5\u5177\u201d\u53d8\u6210\u201c\u57fa\u7840\u529f\u80fd\u201d\u3002<\/li>\n<\/ol>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1280\" height=\"719\" src=\"https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2025\/12\/DeFi\u6536\u76ca\u5165\u95e8.png\" alt=\"DeFi \u6536\u76ca\u5165\u95e8\" class=\"wp-image-890\" style=\"width:600px\" srcset=\"https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2025\/12\/DeFi\u6536\u76ca\u5165\u95e8.png 1280w, https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2025\/12\/DeFi\u6536\u76ca\u5165\u95e8-300x169.png 300w, https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2025\/12\/DeFi\u6536\u76ca\u5165\u95e8-1024x575.png 1024w, https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2025\/12\/DeFi\u6536\u76ca\u5165\u95e8-768x431.png 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n<\/div>\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>\u5728\u94fe\u4e0a\u751f\u606f\u7684\u540c\u65f6\uff0c\u4fdd\u6301\u8d44\u91d1\u7684\u5373\u65f6\u53ef\u7528\u6027<\/strong> <br>\u4e0e\u4f20\u7edf DeFi 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<br>\u94fe\u4e0a\u751f\u606f\u5361\u59cb\u7ec8\u575a\u6301\u81ea\u6258\u7ba1\u539f\u5219\uff0c\u7528\u6237\u79c1\u94a5\u7531\u81ea\u5df1\u638c\u63a7\uff0c\u5e73\u53f0\u4e0d\u63a5\u89e6\u3001\u4e0d\u6258\u7ba1\u7528\u6237\u8d44\u4ea7\uff0c\u6240\u6709\u64cd\u4f5c\u5747\u53ef\u5728\u94fe\u4e0a\u9a8c\u8bc1\u3002\u540c\u65f6\uff0c\u94fe\u4e0a\u751f\u606f\u5361\u4ec5\u96c6\u6210\u7ecf\u8fc7\u5e02\u573a\u957f\u671f\u9a8c\u8bc1\u7684\u84dd\u7b79 DeFi \u534f\u8bae\uff0c\u5728\u517c\u987e\u6536\u76ca\u6548\u7387\u7684\u540c\u65f6\uff0c\u5c3d\u91cf\u964d\u4f4e\u7cfb\u7edf\u6027\u98ce\u9669\u3002<\/li>\n\n\n\n<li><strong>\u6fc0\u52b1\u673a\u5236\u589e\u5f3a\u4f7f\u7528\u4f53\u9a8c\u4e0e\u793e\u533a\u4ef7\u503c<\/strong> <br>\u4e3a\u4e86\u9f13\u52b1\u66f4\u591a\u7528\u6237\u4f53\u9a8c\u94fe\u4e0a\u751f\u606f\u5361\u7684\u4fbf\u6377\u4e0e\u589e\u503c\u80fd\u529b\uff0cBenPay 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\u7a7a\u6295\u5956\u52b1\u3002<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" width=\"847\" height=\"1024\" src=\"https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2026\/02\/BenPay-\u94fe\u4e0a\u751f\u606f\u5361\u6fc0\u52b1\u673a\u5236\u589e\u5f3a\u4f7f\u7528\u4f53\u9a8c\u4e0e\u793e\u533a\u4ef7\u503c-847x1024.png\" alt=\"BenPay \u94fe\u4e0a\u751f\u606f\u5361\u6fc0\u52b1\u673a\u5236\u589e\u5f3a\u4f7f\u7528\u4f53\u9a8c\u4e0e\u793e\u533a\u4ef7\u503c\" class=\"wp-image-1358\" style=\"width:600px\" srcset=\"https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2026\/02\/BenPay-\u94fe\u4e0a\u751f\u606f\u5361\u6fc0\u52b1\u673a\u5236\u589e\u5f3a\u4f7f\u7528\u4f53\u9a8c\u4e0e\u793e\u533a\u4ef7\u503c-847x1024.png 847w, https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2026\/02\/BenPay-\u94fe\u4e0a\u751f\u606f\u5361\u6fc0\u52b1\u673a\u5236\u589e\u5f3a\u4f7f\u7528\u4f53\u9a8c\u4e0e\u793e\u533a\u4ef7\u503c-248x300.png 248w, https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2026\/02\/BenPay-\u94fe\u4e0a\u751f\u606f\u5361\u6fc0\u52b1\u673a\u5236\u589e\u5f3a\u4f7f\u7528\u4f53\u9a8c\u4e0e\u793e\u533a\u4ef7\u503c-768x929.png 768w, https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2026\/02\/BenPay-\u94fe\u4e0a\u751f\u606f\u5361\u6fc0\u52b1\u673a\u5236\u589e\u5f3a\u4f7f\u7528\u4f53\u9a8c\u4e0e\u793e\u533a\u4ef7\u503c.png 851w\" sizes=\"(max-width: 847px) 100vw, 847px\" \/><\/figure>\n<\/div>\n\n\n<p>BenPay 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\u81ea\u4e3b<\/li>\n\n\n\n<li>\u5361\u8d26\u6237\u4f59\u989d\uff1a\u5f00\u542f\u94fe\u4e0a\u751f\u606f\u540e\uff0c\u81ea\u52a8\u53c2\u4e0e\u7cbe\u9009\u84dd\u7b79\u534f\u8bae\uff0c\u6bcf\u65e5\u90fd\u53ef\u94fe\u4e0a\u751f\u606f<\/li>\n\n\n\n<li>\u5361\u4f59\u989d\uff1a\u968f\u65f6\u53ef\u7528\u4e8e\u5168\u7403\u6d88\u8d39\uff0c\u5373\u65f6\u53ef\u7528<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<p>\u201c\u4e09\u5c42\u8d26\u6237\u201d\u5b9e\u73b0\u4e86\u8d44\u91d1\u6548\u7387\u7684\u6700\u5927\u5316\uff0c\u540c\u4e00\u7b14\u8d44\u91d1\u4e0d\u518d\u88ab\u8feb\u5728\u201c\u5b89\u5168\u3001\u589e\u503c\u3001\u652f\u4ed8\u201d\u4e4b\u95f4\u53cd\u590d\u5207\u6362\uff0c\u800c\u662f\u5728\u81ea\u6258\u7ba1\u4fdd\u969c\u4e0b\u540c\u65f6\u53c2\u4e0e\u94fe\u4e0a\u751f\u606f\u4e0e\u5373\u65f6\u6d88\u8d39\uff0c\u8ba9\u8d44\u4ea7\u5728\u4fdd\u6301\u6d41\u52a8\u6027\u7684\u540c\u65f6\u6301\u7eed\u53d1\u6325\u4ef7\u503c\u3002<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>\u6781\u81f4\u7684\u81ea\u52a8\u5316\u4f53\u9a8c\uff0c\u5c06\u7528\u6237\u8d1f\u62c5\u964d\u81f3\u6700\u4f4e<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4e00\u952e\u751f\u606f\uff1a\u5f00\u542f\u5f00\u5173\u5373\u81ea\u52a8\u5b8c\u6210\u534f\u8bae\u9009\u62e9\u3001\u8d44\u91d1\u914d\u7f6e\u3001\u6536\u76ca\u590d\u6295\u7b49\u5168\u6d41\u7a0b\u3002<\/li>\n\n\n\n<li>\u96f6Gas\u652f\u4ed8\uff1a\u65e5\u5e38\u6d88\u8d39\u4ece\u751f\u606f\u8d26\u6237\u5212\u8f6c\u8d44\u91d1\uff0c\u7528\u6237\u65e0\u9700\u611f\u77e5\u80cc\u540e\u7684\u8d4e\u56de\u4e0e\u786e\u8ba4\u8fc7\u7a0b\uff0c\u65e0\u989d\u5916\u624b\u7eed\u8d39\u3002<\/li>\n\n\n\n<li>\u8d39\u7528\u900f\u660e\uff1a0 \u5f00\u901a\u8d39\u30010 \u7ba1\u7406\u8d39\uff0c\u6bcf\u65e5\u6536\u76ca\u6e05\u6670\u53ef\u67e5\uff0c\u94fe\u4e0a\u53ef\u9a8c\u8bc1\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u8fd9\u5957\u8bbe\u8ba1\u7684\u6838\u5fc3\uff0c\u5e76\u4e0d\u662f\u628a DeFi 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\u534f\u8bae\uff0c\u98ce\u9669\u53ef\u63a7<\/li>\n<\/ul>\n\n\n\n<p>\u5b9e\u73b0\u8d44\u91d1\u5b89\u5168\u4e0e\u6536\u76ca\u517c\u987e\uff0c\u6240\u6709\u64cd\u4f5c\u94fe\u4e0a\u53ef\u9a8c\u8bc1\uff0c\u8fc7\u7a0b\u900f\u660e\uff0c\u4e14\u4ec5\u63a5\u5165\u7ecf\u8fc7\u957f\u671f\u5e02\u573a\u9a8c\u8bc1\u7684\u9876\u7ea7 DeFi \u534f\u8bae\uff0c\u8ba9\u8d44\u4ea7\u5728\u589e\u503c\u7684\u540c\u65f6\u53ef\u63a7\u3001\u53ef\u9760\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u56db\u3001\u5e94\u7528\u573a\u666f\uff1a\u91cd\u65b0\u5efa\u6784\u6570\u5b57\u8d44\u4ea7\u751f\u6d3b<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u63d0\u9ad8\u8d44\u91d1\u5229\u7528\u7387<\/strong><\/h3>\n\n\n\n<p>\u4ee5\u6570\u5b57\u8d44\u4ea7\u5f62\u5f0f\u6301\u6709\u7684\u8d44\u91d1\uff0c\u53ef\u76f4\u63a5\u5b58\u5165 BenPay 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https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2026\/02\/BenPay-\u8d5a\u5e01\u5361\u662f-DeFi-\u65b0\u624b\u7684\u5165\u95e8\u9636\u68af-300x300.png 300w, https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2026\/02\/BenPay-\u8d5a\u5e01\u5361\u662f-DeFi-\u65b0\u624b\u7684\u5165\u95e8\u9636\u68af-150x150.png 150w, https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2026\/02\/BenPay-\u8d5a\u5e01\u5361\u662f-DeFi-\u65b0\u624b\u7684\u5165\u95e8\u9636\u68af-768x768.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u4e94\u3001<strong>\u884c\u4e1a\u610f\u4e49\uff1a\u8d70\u5411\u4e3b\u6d41\u91c7\u7528\u7684\u91cd\u8981\u4e00\u6b65<\/strong><\/h2>\n\n\n\n<p><a href=\"https:\/\/www.benpay.com\/home\">BenPay<\/a> \u7684\u94fe\u4e0a\u751f\u606f\u5361\u4f53\u73b0\u4e86\u4e00\u79cd Web3 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