{"id":1166,"date":"2026-01-22T11:15:36","date_gmt":"2026-01-22T03:15:36","guid":{"rendered":"https:\/\/www.benpay.com\/blog\/?p=1166"},"modified":"2026-01-22T11:15:37","modified_gmt":"2026-01-22T03:15:37","slug":"a-safer-way-to-access-on-chain-yield-benpay-defi-earn","status":"publish","type":"post","link":"https:\/\/www.benpay.com\/blog\/index.php\/zh\/a-safer-way-to-access-on-chain-yield-benpay-defi-earn\/","title":{"rendered":"BenPay DeFi \u8d5a\u5e01\uff1a\u66f4\u5b89\u5168\u7684\u94fe\u4e0a\u6536\u76ca\u5165\u53e3"},"content":{"rendered":"\n<p>\u5982\u679c\u4f60\u6b63\u5728\u5bfb\u627e\u4e00\u79cd<strong>\u66f4\u5b89\u5168\u7684\u65b9\u5f0f\u53c2\u4e0e\u94fe\u4e0a\u6536\u76ca<\/strong>\uff0c\u540c\u65f6\u907f\u514d\u4ee3\u5e01\u4ef7\u683c\u6ce2\u52a8\u3001\u590d\u6742 DeFi \u673a\u5236\u4ee5\u53ca\u9ad8\u98ce\u9669\u957f\u5c3e\u8d44\u4ea7\u5e26\u6765\u7684\u98ce\u9669\uff0c\u4f60\u5e76\u4e0d\u5b64\u5355\u3002\u5927\u591a\u6570\u7528\u6237\u5e0c\u671b\u5728\u4e0d\u5c06\u8d44\u4ea7\u66b4\u9732\u4e8e\u4e0d\u7a33\u5b9a\u6536\u76ca\u6216\u4e0d\u900f\u660e\u534f\u8bae\u98ce\u9669\u7684\u60c5\u51b5\u4e0b\u83b7\u5f97\u7a33\u5b9a\u56de\u62a5\u3002 <strong>BenPay DeFi Earn<\/strong> \u6b63\u662f\u9488\u5bf9\u8fd9\u4e00\u9700\u6c42\u8bbe\u8ba1\u2014\u2014\u63d0\u4f9b<strong>\u5b89\u5168\u4f18\u5148\u7684\u94fe\u4e0a\u6536\u76ca\u5165\u53e3<\/strong>\uff0c\u5e76\u5927\u5e45\u7b80\u5316\u64cd\u4f5c\u6d41\u7a0b\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e3a\u4ec0\u4e48\u4f20\u7edf DeFi \u6536\u76ca\u5bf9\u5927\u591a\u6570\u7528\u6237\u5b58\u5728\u98ce\u9669<\/h2>\n\n\n\n<p>\u4f20\u7edf DeFi \u6536\u76ca\u4ea7\u54c1\u901a\u5e38\u4f9d\u8d56<strong>\u9ad8\u6ce2\u52a8\u6cbb\u7406\u4ee3\u5e01\u548c\u6d41\u52a8\u6027\u6fc0\u52b1<\/strong>\uff0c\u4f7f\u7528\u6237\u9762\u4e34\u4ef7\u683c\u6301\u7eed\u6ce2\u52a8\u4ee5\u53ca\u65e0\u5e38\u635f\u5931\u98ce\u9669\u3002<\/p>\n\n\n\n<p>\u5b9e\u9645\u4e0a\uff0c\u83b7\u53d6\u6536\u76ca\u901a\u5e38\u9700\u8981<strong>\u624b\u52a8\u64cd\u4f5c\u591a\u4e2a DeFi \u534f\u8bae<\/strong>\uff0c\u652f\u4ed8\u9ad8\u989d Gas \u8d39\u7528\uff0c\u5e76\u6267\u884c\u590d\u6742\u7684\u94fe\u4e0a\u4ea4\u6613\uff0c\u800c\u6536\u76ca\u6765\u6e90\u5f80\u5f80\u4e0d\u591f\u900f\u660e\u3002<\/p>\n\n\n\n<p>\u7efc\u5408\u6765\u770b\uff0c\u8fd9\u4e9b\u56e0\u7d20\u589e\u52a0\u4e86\u64cd\u4f5c\u590d\u6742\u6027\u548c\u98ce\u9669\uff0c\u4f7f\u5f97\u5927\u591a\u6570\u7528\u6237\u2014\u2014\u5c24\u5176\u662f\u65b0\u624b\u2014\u2014\u96be\u4ee5\u4ee5\u53ef\u6301\u7eed\u3001\u53ef\u63a7\u7684\u65b9\u5f0f\u53c2\u4e0e\u94fe\u4e0a\u6536\u76ca\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">BenPay DeFi Earn\uff1a\u66f4\u5b89\u5168\u7684\u94fe\u4e0a\u6536\u76ca\u63a5\u5165\u65b9\u6848<\/h2>\n\n\n\n<p>BenPay DeFi Earn \u662f\u4e00\u6b3e<strong>\u81ea\u6258\u7ba1\u3001\u591a\u534f\u8bae\u94fe\u4e0a\u4ea7\u54c1<\/strong>\uff0c\u901a\u8fc7<strong>\u4ec5\u63a5\u5165\u84dd\u7b79\u534f\u8bae<\/strong>\u5e76\u63d0\u4f9b<strong>\u94fe\u4e0a\u900f\u660e\u8d44\u91d1\u6d41\u5411<\/strong>\uff0c\u964d\u4f4e\u64cd\u4f5c\u548c\u8d44\u4ea7\u5c42\u9762\u7684\u98ce\u9669\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u84dd\u7b79\u534f\u8bae\u7cbe\u9009\uff0c\u5b89\u5168\u53ef\u5ba1\u8ba1<\/h3>\n\n\n\n<p>\u5e73\u53f0\u4ec5\u96c6\u6210\u6210\u719f\u3001\u9876\u7ea7\u7684 DeFi \u534f\u8bae\uff0c\u7b5b\u9664\u9ad8\u98ce\u9669\u957f\u5c3e\u8d44\u4ea7\u3002\u6240\u6709\u667a\u80fd\u5408\u7ea6\u5747\u7531 <strong>\u6162\u96fe\uff08SlowMist\uff09<\/strong> \u5ba1\u8ba1\uff0c\u786e\u4fdd\u6536\u76ca\u73af\u5883<strong>\u900f\u660e\u3001\u5b89\u5168<\/strong>\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u673a\u6784\u80cc\u4e66\u4e0e\u575a\u5b9e\u57fa\u7840<\/h3>\n\n\n\n<p>BenPay DeFi Earn \u7531 <strong>BIXIN Ventures<\/strong> \u5b75\u5316\u548c\u652f\u6301\uff0c\u4e3a\u9879\u76ee\u7684\u957f\u671f\u53d1\u5c55\u548c\u8d44\u91d1\u5b89\u5168\u63d0\u4f9b\u575a\u5b9e\u4fdd\u969c\u4e0e\u989d\u5916\u4fe1\u5fc3\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4e00\u952e\u53c2\u4e0e\u673a\u5236\uff0c\u9002\u5408\u65b0\u624b<\/h3>\n\n\n\n<p>\u7528\u6237\u53ea\u9700<strong>\u4e00\u952e\u64cd\u4f5c<\/strong>\uff0c\u5373\u53ef\u53c2\u4e0e\u94fe\u4e0a\u6536\u76ca\uff0c\u65e0\u9700\u624b\u52a8\u7ba1\u7406\u8de8\u94fe\u8f6c\u8d26\u6216\u4ee3\u5e01\u5151\u6362\uff0c\u5927\u5e45\u964d\u4f4e\u590d\u6742\u5ea6\u5e76\u8282\u7701\u65f6\u95f4\u3002<\/p>\n\n\n\n<p>\u7ed3\u5408<strong>\u900f\u660e\u6536\u76ca\u62a5\u544a\u3001\u7075\u6d3b\u8d4e\u56de\u673a\u5236<\/strong>\u4ee5\u53ca<strong>\u81ea\u52a8\u590d\u5229\u529f\u80fd\uff08\u65e0\u9700\u989d\u5916 Gas\uff09<\/strong>\uff0cBenPay DeFi Earn \u8ba9\u94fe\u4e0a\u6536\u76ca<strong>\u66f4\u53ef\u63a7\u3001\u66f4\u5b89\u5fc3<\/strong>\uff0c\u4e5f\u66f4\u9002\u5408\u957f\u671f\u53c2\u4e0e\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">BenPay DeFi Earn \u4e0e\u4f20\u7edf DeFi \u6536\u76ca\u5bf9\u6bd4<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">\u7c7b\u522b<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u4f20\u7edf DeFi \u6536\u76ca<\/td><td class=\"has-text-align-left\" data-align=\"left\">BenPay DeFi Earn<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u8d44\u4ea7<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u201c\u590d\u6742\uff0c\u9762\u5411\u4e13\u4e1a\u7528\u6237\uff0c\u65b0\u624b\u96be\u4ee5\u64cd\u4f5c\u201d<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u6613\u4e8e\u63a5\u5165\u3001\u64cd\u4f5c\u7b80\u5316\uff0c\u521d\u5b66\u8005\u53ef\u8f7b\u677e\u83b7\u5f97\u7a33\u5b9a\u5e01\u94fe\u4e0a\u6536\u76ca<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u4ea4\u6613\u6210\u672c<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u7528\u6237\u81ea\u4ed8\uff08\u6602\u8d35\uff09<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u5e73\u53f0\u627f\u62c5\u6838\u5fc3\u64cd\u4f5c Gas \u8d39\u7528<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u64cd\u4f5c\u6d41\u7a0b<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u590d\u6742<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u7b80\u5355\uff0c\u652f\u6301 Apple\/Google \u8d26\u53f7\u94b1\u5305\u521b\u5efa\uff0c\u4e00\u952e\u8de8\u94fe\uff0c\u7075\u6d3b\u5206\u914d\u8d44\u4ea7<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u8de8\u94fe\u80fd\u529b<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u9700\u501f\u52a9\u5916\u90e8\u5de5\u5177\uff08\u7b2c\u4e09\u65b9\u8de8\u94fe\u6865\uff09<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u5185\u7f6e\u539f\u751f\u652f\u6301\uff08\u4e00\u952e\u591a\u94fe\u805a\u5408\uff09<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u5b89\u5168\u6027<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u5b8c\u5168\u53bb\u4e2d\u5fc3\u5316\uff0c\u8d28\u91cf\u4e0d\u4e00\uff0c\u9700\u7528\u6237\u81ea\u884c\u8bc4\u4f30<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u667a\u80fd\u5408\u7ea6\u7ecf\u6162\u96fe\u5ba1\u8ba1\uff0cBIXIN \u5b75\u5316\uff0c\u7cbe\u9009\u9876\u7ea7 DeFi \u534f\u8bae<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u900f\u660e\u5ea6<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u900f\u660e\u5ea6\u6709\u9650<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u516c\u5171\u900f\u660e\uff0c\u53ef\u8ffd\u6eaf<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u6536\u76ca\u7b56\u7565<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u6ed1\u70b9\u9ad8\uff0c\u8d44\u4ea7\u6548\u7387\u4f4e<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u63a5\u5165 Aave\u3001Compound\u3001Solana\u3001Sky\u3001Ethena\u3001Morpho \u7b49\u9876\u7ea7\u534f\u8bae\uff0c\u964d\u4f4e\u9ad8\u98ce\u9669\u8d44\u4ea7\u66b4\u9732<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u6d41\u52a8\u6027<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u63d0\u73b0\u53d7\u9650\uff0c\u53ef\u80fd\u9700\u7b49\u5f85\u6216\u9ad8 Gas \u8d39\u7528<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u53ef\u968f\u65f6\u8d4e\u56de\u6216 T+10 \u7075\u6d3b\u64cd\u4f5c<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">BenPay DeFi Earn \u5982\u4f55\u8fd0\u4f5c\uff1f<\/h2>\n\n\n\n<p>\u7528\u6237\u94b1\u5305 \u2192 BenPay DeFi Earn \u2192 \u7cbe\u9009\u84dd\u7b79 DeFi \u534f\u8bae \u2192 \u94fe\u4e0a\u6536\u76ca \u2192 \u8d4e\u56de<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>BenPay 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class=\"wp-block-list\">\n<li>\u5e0c\u671b\u83b7\u5f97<strong>\u53ef\u9884\u6d4b\u94fe\u4e0a\u6536\u76ca\u7684\u7a33\u5b9a\u5e01\u6301\u6709\u8005<\/strong><\/li>\n\n\n\n<li>\u60f3\u8981<strong>\u8f7b\u677e\u4e0a\u624b DeFi \u7684\u521d\u5b66\u8005<\/strong><\/li>\n\n\n\n<li>\u91cd\u89c6<strong>\u8d44\u91d1\u5b89\u5168\u3001\u900f\u660e\u5ea6\u548c\u81ea\u6258\u7ba1\u7684\u957f\u671f\u7528\u6237<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u7b80\u5316\u64cd\u4f5c\u548c\u964d\u4f4e\u6210\u672c\uff0c\u4f7f BenPay DeFi Earn \u6210\u4e3a\u4efb\u4f55\u5e0c\u671b\u7528\u7a33\u5b9a\u5e01\u83b7\u53d6\u5b89\u5168\u88ab\u52a8\u6536\u76ca\u7528\u6237\u7684\u81ea\u7136\u9009\u62e9\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5e38\u89c1\u95ee\u9898\uff08FAQ\uff09\u2014\u2014 BenPay DeFi Earn \u5b89\u5168\u94fe\u4e0a\u6536\u76ca<\/h2>\n\n\n\n<p><strong>Q1\uff1aBenPay DeFi Earn \u5bf9\u65b0\u624b\u5b89\u5168\u4e48\uff1f<\/strong> 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