{"id":1157,"date":"2026-01-20T17:23:26","date_gmt":"2026-01-20T09:23:26","guid":{"rendered":"https:\/\/www.benpay.com\/blog\/?p=1157"},"modified":"2026-01-20T17:23:28","modified_gmt":"2026-01-20T09:23:28","slug":"benpay-on-chain-yield-card-security-explained","status":"publish","type":"post","link":"https:\/\/www.benpay.com\/blog\/index.php\/zh\/benpay-on-chain-yield-card-security-explained\/","title":{"rendered":"\u94fe\u4e0a\u751f\u606f\u5361\u5b89\u5168\u5417\uff1f\u8be6\u89e3 BenPay 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href=\"https:\/\/www.benpay.com\/card\/home\">BenPay \u94fe\u4e0a\u751f\u606f\u5361<\/a><\/strong>\u7684\u5b89\u5168\u8bbe\u8ba1\uff0c\u6db5\u76d6\u5176\u81ea\u6258\u7ba1\u539f\u7406\u3001\u667a\u80fd\u5408\u7ea6\u4fdd\u969c<strong>\u53ca\u7cbe\u9009\u6536\u76ca\u7b56\u7565\u7684\u98ce\u63a7\u903b\u8f91<\/strong>\u3002<\/p>\n\n\n\n<h2 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data-align=\"left\">BenPay \u94fe\u4e0a\u751f\u606f\u5361<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u5b89\u5168\u672c\u8d28<\/td><\/tr><tr><td>\u8d44\u4ea7\u63a7\u5236\u6743<\/td><td>\u5e73\u53f0\u63a7\u5236\u79c1\u94a5\uff0c\u6301\u6709\u8d44\u4ea7\u3002<\/td><td>\u7528\u6237\u5b8c\u5168\u638c\u63a7\u79c1\u94a5\uff0c\u8d44\u4ea7\u5b58\u4e8e\u4e2a\u4eba\u94fe\u4e0a\u5730\u5740\u3002<\/td><td>\u4ece\u4fe1\u4efb\u673a\u6784\u8f6c\u4e3a\u4fe1\u4efb\u6280\u672f\u4e0e\u81ea\u6211\u7ba1\u7406\u3002<\/td><\/tr><tr><td>\u900f\u660e\u5ea6\u4e0e\u6743\u9650<\/td><td>\u64cd\u4f5c\u4f9d\u8d56\u5e73\u53f0\u6d41\u7a0b\uff0c\u900f\u660e\u5ea6\u4f4e\u3002<\/td><td>\u4ea4\u6613\u5373\u65f6\u81ea\u4e3b\u53d1\u8d77\uff0c\u8bb0\u5f55\u94fe\u4e0a\u516c\u5f00\u3001\u4e0d\u53ef\u7be1\u6539\u3002<\/td><td>\u62e5\u6709\u81ea\u4e3b\u652f\u4ed8\u6743\u4e0e\u53ef\u9a8c\u8bc1\u7684\u5ba1\u8ba1\u6743\u3002<\/td><\/tr><tr><td>\u4e3b\u8981\u98ce\u9669<\/td><td>\u4e2d\u5fc3\u5316\u98ce\u9669\uff1a\u5e73\u53f0\u88ab\u9ed1\u5ba2\u653b\u51fb\u3001\u632a\u7528\u8d44\u4ea7\u6216\u5012\u95ed\u3002<\/td><td>\u4e2a\u4eba\u7ba1\u7406\u98ce\u9669\uff1a\u79c1\u94a5\u4e22\u5931\uff1b\u667a\u80fd\u5408\u7ea6\u7684\u4ee3\u7801\u98ce\u9669\u3002<\/td><td>\u4ece\u4e0d\u53ef\u63a7\u7684\u673a\u6784\u4fe1\u7528\u98ce\u9669\uff0c\u8f6c\u4e3a\u53ef\u81ea\u4e3b\u9632\u8303\u7684\u98ce\u9669\u3002<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e8c\u3001\u5b89\u5168\u673a\u5236\u6df1\u5ea6\u5206\u89e3\uff1a\u94fe\u4e0a\u751f\u606f\u5361\u5982\u4f55\u4fdd\u969c\u8d44\u91d1\u4e0e\u6536\u76ca\u5b89\u5168<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">2.1 \u6280\u672f\u57fa\u7840\uff1a\u667a\u80fd\u5408\u7ea6\u4fdd\u969c\u6d41\u7a0b\u5b89\u5168<\/h3>\n\n\n\n<p><strong>\u8d44\u91d1\u5b89\u5168\u7531\u7ecf\u8fc7\u5ba1\u8ba1\u7684\u3001\u516c\u5f00\u7684\u94fe\u4e0a\u667a\u80fd\u5408\u7ea6\u81ea\u52a8\u4fdd\u969c<\/strong>\uff0c\u6d41\u7a0b\u900f\u660e\u53ef\u9a8c\u8bc1\uff1a<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>\u5b58\u5165\u9501\u5b9a\uff1a\u5f53\u7528\u6237\u5145\u503c\u7a33\u5b9a\u5e01\u65f6\uff0c\u8d44\u91d1\u5373\u88ab\u9501\u5b9a\u5728\u516c\u5f00\u7684\u667a\u80fd\u5408\u7ea6\u4e2d\u3002<\/li>\n\n\n\n<li>\u7b56\u7565\u6267\u884c\uff1a\u5f00\u542f\u751f\u606f\u540e\uff0c<strong>\u5408\u7ea6\u81ea\u52a8\u5c06<\/strong><strong>\u5361\u8d26\u6237<\/strong><strong>\u95f2\u7f6e\u4f59\u989d\u90e8\u7f72\u81f3\u7ecf\u8fc7\u4e25\u683c\u7b5b\u9009\u7684\u4e3b\u6d41DeFi\u751f\u606f\u534f\u8bae\u4e2d\u3002<\/strong><\/li>\n\n\n\n<li>\u6536\u76ca\u590d\u5229\uff1a\u4ea7\u751f\u7684\u5229\u606f\u81ea\u52a8\u8ba1\u5165\u5408\u7ea6\u4f59\u989d\uff0c\u5b9e\u73b0\u6536\u76ca\u518d\u6295\u8d44\u3002<\/li>\n\n\n\n<li>\u5373\u65f6\u652f\u4ed8\uff1a\u6d88\u8d39\u65f6\uff0c\u5408\u7ea6\u81ea\u52a8\u7ed3\u7b97\u6240\u9700\u989d\u5ea6\u5e76\u5b8c\u6210\u652f\u4ed8\uff0c\u8d44\u91d1\u59cb\u7ec8\u5728\u7528\u6237\u79c1\u94a5\u4fdd\u969c\u7684\u94fe\u4e0a\u95ed\u73af\u5185\u6d41\u52a8\u3002<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">2.2 \u6536\u76ca\u5b89\u5168\uff1a\u7cbe\u9009\u7b56\u7565\u4e0e\u98ce\u9669\u63a7\u5236<\/h3>\n\n\n\n<p><strong>\u201c\u751f\u606f\u201d\u7684\u5b89\u5168\u6027\u662f\u672c\u4ea7\u54c1\u7684\u6838\u5fc3\u4e4b\u4e00\u3002\u5176\u5b89\u5168\u6027\u5e76\u975e\u6765\u81ea\u9ad8\u98ce\u9669\u7684\u6295\u673a\uff0c\u800c\u662f\u901a\u8fc7\u4e25\u8c28\u7684\u7b56\u7565\u5b9e\u73b0\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u534f\u8bae\u7b5b\u9009\u6807\u51c6\uff1a<strong>\u4ec5\u63a5\u5165\u7ecf\u8fc7\u957f\u671f\u5e02\u573a\u9a8c\u8bc1\u3001\u4ee5\u8d85\u989d\u62b5\u62bc\u4e3a\u57fa\u7840\u7684\u84dd\u7b79<\/strong><strong>DeFi<\/strong><strong>\u534f\u8bae\uff08\u5982Sky\u3001Morpho\u3001Aave\u3001Compound\u7b49\uff09\uff0c\u89c4\u907f\u65b0\u5174\u6216\u7ed3\u6784\u590d\u6742\u7684\u98ce\u9669\u534f\u8bae\u3002<\/strong><\/li>\n\n\n\n<li>\u98ce\u9669\u5206\u6563\uff1a<strong>\u8d44\u91d1\u901a\u8fc7\u667a\u80fd\u5408\u7ea6\u5206\u6563\u914d\u7f6e\u4e8e\u591a\u4e2a\u7a33\u5065\u534f\u8bae\uff0c\u907f\u514d\u5355\u4e00\u534f\u8bae\u6545\u969c\u5bfc\u81f4\u7684\u5168\u989d\u635f\u5931\u3002<\/strong><\/li>\n\n\n\n<li>\u5b9e\u65f6\u76d1\u63a7\u4e0e\u900f\u660e\uff1a<strong>\u6240\u6709\u7b56\u7565\u7684\u8d44\u4ea7\u5206\u5e03\u548c\u6536\u76ca\u60c5\u51b5\u5747\u5728\u94fe\u4e0a\u516c\u5f00\uff0c\u652f\u6301\u4efb\u4f55\u7b2c\u4e09\u65b9\u5b9e\u65f6\u76d1\u63a7\u3002<\/strong><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2.3 \u64cd\u4f5c\u5b89\u5168\uff1a\u79c1\u94a5\u7ba1\u7406\u7684\u7ec8\u6781\u8d23\u4efb\u4e0e\u8f85\u52a9\u5de5\u5177<\/strong><\/h3>\n\n\n\n<p>\u5728\u81ea\u6258\u7ba1\u6a21\u5f0f\u4e0b\uff0c\u7528\u6237\u5bf9\u79c1\u94a5\u7684\u7ba1\u7406\u662f\u5b89\u5168\u7684\u6700\u7ec8\u9632\u7ebf\u3002\u94fe\u4e0a\u751f\u606f\u5361\u901a\u8fc7\u8bbe\u8ba1\u5f15\u5bfc\u6700\u4f73\u5b9e\u8df5\uff1a<\/p>\n\n\n\n<ul 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