{"id":1032,"date":"2026-01-14T17:51:58","date_gmt":"2026-01-14T09:51:58","guid":{"rendered":"https:\/\/www.benpay.com\/blog\/?p=1032"},"modified":"2026-01-14T17:52:00","modified_gmt":"2026-01-14T09:52:00","slug":"guide-to-on-chain-yield-cards-vs-crypto-payment-cards","status":"publish","type":"post","link":"https:\/\/www.benpay.com\/blog\/index.php\/zh\/guide-to-on-chain-yield-cards-vs-crypto-payment-cards\/","title":{"rendered":"\u5168\u65b9\u4f4d\u6307\u5357\uff1a\u94fe\u4e0a\u751f\u606f\u5361 vs. 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class=\"wp-block-heading\">\u4ec0\u4e48\u662f\u94fe\u4e0a\u751f\u606f\u5361\uff1f<\/h2>\n\n\n\n<p>\u94fe\u4e0a\u751f\u606f\u5361\u662f\u4e00\u79cd\u65b0\u578b\u52a0\u5bc6\u652f\u4ed8\u5de5\u5177\uff0c\u5b83\u4e0d\u4ec5\u5177\u5907\u4f20\u7edf\u52a0\u5bc6\u652f\u4ed8\u5361\u7684\u6d88\u8d39\u529f\u80fd\uff0c\u8fd8\u53ef\u4ee5\u8ba9\u5361\u8d26\u6237\u4f59\u989d\u53c2\u4e0e\u94fe\u4e0a\u6536\u76ca\u7b56\u7565\u3002\u76f8\u6bd4\u4f20\u7edf\u52a0\u5bc6\u5361\u4ec5\u4f5c\u4e3a\u652f\u4ed8\u901a\u9053\u3001\u8d44\u91d1\u5904\u4e8e\u95f2\u7f6e\u72b6\u6001\uff0c\u94fe\u4e0a\u751f\u606f\u5361\u5728\u7528\u6237\u4e3b\u52a8\u5f00\u542f\u8d5a\u5e01\u529f\u80fd\u540e\uff0c\u53ef\u5c06\u8d44\u91d1\u914d\u7f6e\u5230\u94fe\u4e0aDeFi\u534f\u8bae\u4e2d\uff0c\u6709\u673a\u4f1a\u4ea7\u751f\u6536\u76ca\u3002<\/p>\n\n\n\n<p>\u7b80\u800c\u8a00\u4e4b\uff1a\u4f20\u7edf\u52a0\u5bc6\u5361\u7684\u8d44\u91d1\u53ea\u662f\u7b49\u5f85\u6d88\u8d39\uff0c\u800c\u94fe\u4e0a\u751f\u606f\u5361\u7684\u5361\u8d26\u6237\u4f59\u989d\u5219\u53ef\u4ee5\u5728\u4fdd\u6301\u6d41\u52a8\u6027\u7684\u540c\u65f6\u53c2\u4e0e\u6f5c\u5728\u6536\u76ca\u7b56\u7565\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u94fe\u4e0a\u751f\u606f\u5361\u5982\u4f55\u8fd0\u4f5c\uff1f\u6536\u76ca\u4ece\u4f55\u800c\u6765\uff1f<\/h2>\n\n\n\n<p>\u94fe\u4e0a\u751f\u606f\u5361\u7684\u6838\u5fc3\u5728\u4e8e\u5b83\u53ef\u4ee5\u8ba9\u5361\u8d26\u6237\u4f59\u989d\u53c2\u4e0e\u94fe\u4e0a\u6536\u76ca\u7b56\u7565\uff0c\u800c\u4e0d\u4ec5\u4ec5\u9759\u7f6e\u7b49\u5f85\u6d88\u8d39\u3002\u4e0e\u4f20\u7edf\u52a0\u5bc6\u652f\u4ed8\u5361\u4e0d\u540c\uff0c\u7528\u6237\u5728\u4e3b\u52a8\u5f00\u542f\u201c\u8d5a\u5e01\u201d\u529f\u80fd\u540e\uff0c\u5361\u8d26\u6237\u4f59\u989d\u4f1a\u6309\u9884\u8bbe\u7b56\u7565\u53c2\u4e0e\u94fe\u4e0aDeFi\u534f\u8bae\uff0c\u4ee5\u5bfb\u6c42\u6f5c\u5728\u6536\u76ca\u3002\u8fd9\u4e00\u8fc7\u7a0b\u900f\u660e\u3001\u53ef\u9a8c\u8bc1\uff0c\u5e76\u7531\u667a\u80fd\u5408\u7ea6\u6267\u884c\uff0c\u7528\u6237\u5bf9\u8d44\u91d1\u4fdd\u6301\u5b8c\u5168\u63a7\u5236\u3002\u8bf7\u6ce8\u610f\uff0c\u6536\u76ca\u968f\u5e02\u573a\u6ce2\u52a8\u800c\u53d8\u5316\uff0c\u5e76\u4e0d\u4fdd\u8bc1\u56fa\u5b9a\u56de\u62a5\u3002<\/p>\n\n\n\n<p><strong>\u8fd9\u4e9b\u5361\u4ea7\u751f\u7684\u6536\u5165\u901a\u5e38\u6e90\u81ea\u4ee5\u4e0b\u53ef\u6301\u7eed\u7684\u94fe\u4e0a\u6765\u6e90\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u8d85\u989d\u62b5\u62bc\u501f\u8d37\uff1a<\/strong> \u6700\u5e38\u89c1\u7684\u6536\u76ca\u6765\u6e90\u3002\u8d44\u4ea7\u88ab\u63d0\u4f9b\u7ed9 Aave \u6216 Compound \u7b49\u53bb\u4e2d\u5fc3\u5316\u501f\u8d37\u534f\u8bae\u3002\u7531\u4e8e\u501f\u6b3e\u4eba\u63d0\u4f9b\u7684\u62b5\u62bc\u54c1\u5fc5\u987b\u9ad8\u4e8e\u501f\u6b3e\u989d\uff0c\u56e0\u6b64\u672c\u91d1\u635f\u5931\u98ce\u9669\u88ab\u964d\u81f3\u6700\u4f4e\uff0c\u540c\u65f6\u5229\u606f\u4f1a\u6d41\u56de\u5b58\u6b3e\u4eba\u3002<\/li>\n\n\n\n<li><strong>\u8d28\u62bc\u4e0e\u7f51\u7edc\u5956\u52b1\uff1a<\/strong> \u5bf9\u4e8e\u517c\u5bb9\u7684\u6743\u76ca\u8bc1\u660e\uff08PoS\uff09\u8d44\u4ea7\uff0c\u901a\u8fc7\u53c2\u4e0e\u533a\u5757\u94fe\u7f51\u7edc\u672c\u8eab\u7684\u5b89\u5168\u6027\u9a8c\u8bc1\u6765\u8d5a\u53d6\u6536\u76ca\u3002<\/li>\n\n\n\n<li><strong>\u6d41\u52a8\u6027\u505a\u5e02\uff1a<\/strong> 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\u6d41\u52a8\u6027\u7684\u540c\u65f6\uff0c\u83b7\u53d6\u653f\u5e9c\u652f\u6301\u7684\u201c\u65e0\u98ce\u9669\u201d\u5229\u7387\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u6574\u4e2a\u751f\u547d\u5468\u671f\u662f\u81ea\u52a8\u5316\u7684\u3002\u5f53\u5728\u9500\u552e\u70b9\uff08POS\uff09\u53d1\u751f\u4ea4\u6613\u65f6\uff0c\u7cfb\u7edf\u4f1a\u89e6\u53d1\u201c\u5373\u65f6\u201d\u6e05\u7b97\uff0c\u4ec5\u8d4e\u56de\u7ed3\u7b97\u4ed8\u6b3e\u6240\u9700\u7684\u7cbe\u786e\u91d1\u989d\u3002\u5269\u4f59\u4f59\u989d\u7ee7\u7eed\u4e0d\u95f4\u65ad\u5730\u4ea7\u751f\u6536\u76ca\uff0c\u786e\u4fdd\u60a8\u7684\u8d44\u91d1\u5728\u6d88\u8d39\u524d\u7684\u4e00\u523b\u90fd\u5728\u6301\u7eed\u590d\u5229\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u94fe\u4e0a\u751f\u606f\u5361 vs. 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class=\"wp-block-heading\">\u4f20\u7edf\u52a0\u5bc6\u8d27\u5e01\u652f\u4ed8\u5361\u5982\u4f55\u8fd0\u4f5c\uff1f<\/h3>\n\n\n\n<p>\u4f20\u7edf\u52a0\u5bc6\u652f\u4ed8\u5361\u672c\u8d28\u4e0a\u662f\u4e00\u79cd\u201c\u6865\u6881\u201d\u6216\u201c\u901a\u9053\u201d\u5de5\u5177\u3002\u5176\u8fc7\u7a0b\u901a\u5e38\u662f\u7ebf\u6027\u7684\uff1a\u60a8\u624b\u52a8\u201c\u5145\u503c\u201d\u5230\u4e00\u4e2a\u6258\u7ba1\u94b1\u5305\uff0c\u8d44\u91d1\u4f5c\u4e3a\u201c\u6b7b\u8d44\u4ea7\u201d\u5b58\u653e\uff0c\u652f\u4ed8\u65f6\u624d\u88ab\u5151\u6362\u6210\u6cd5\u5e01\u3002\u8fd9\u79cd\u6a21\u5f0f\u8feb\u4f7f\u7528\u6237\u4e3a\u4e86\u6d88\u8d39\u4fbf\u5229\u800c\u727a\u7272\u6536\u76ca\u6f5c\u529b\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4f20\u7edf\u52a0\u5bc6\u8d27\u5e01\u652f\u4ed8\u5361\u7684\u7f3a\u9677\uff1a<\/h3>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>\u201c\u95f2\u7f6e<\/strong><strong>\u8d44\u4ea7<\/strong><strong>\u201d\u9677\u9631\uff1a<\/strong> 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\u8bb8\u591a\u4f20\u7edf\u5361\u5728\u5c06\u52a0\u5bc6\u8d27\u5e01\u8f6c\u6362\u4e3a\u6cd5\u5e01\u65f6\uff0c\u9690\u85cf\u4e86\u7cdf\u7cd5\u7684\u6c47\u7387\u6210\u672c\u6216\u9ad8\u989d\u201c\u4ef7\u5dee\u201d\u3002<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">\u4e3a\u4ec0\u4e48\u94fe\u4e0a\u751f\u606f\u5361\u4f18\u4e8e\u4f20\u7edf\u52a0\u5bc6\u652f\u4ed8\u5361\uff1f<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>\u529f\u80fd<\/td><td>\u4f20\u7edf\u52a0\u5bc6\u8d27\u5e01\u652f\u4ed8\u5361<\/td><td>\u94fe\u4e0a\u751f\u606f\u5361<\/td><\/tr><tr><td>\u4f59\u989d\u72b6\u6001<\/td><td>\u95f2\u7f6e\u8d44\u91d1<\/td><td>\u52a8\u6001\u6536\u76ca\u4e2d<\/td><\/tr><tr><td>\u6536\u76ca\u6765\u6e90<\/td><td>\u65e0<\/td><td>\u539f\u751f DeFi \u534f\u8bae<\/td><\/tr><tr><td>\u8d44\u4ea7\u6258\u7ba1<\/td><td>\u4e2d\u5fc3\u5316\uff08\u5e73\u53f0\u6240\u6709\uff09<\/td><td>\u81ea\u6258\u7ba1\uff08\u7528\u6237\u6240\u6709\uff09<\/td><\/tr><tr><td>\u900f\u660e\u5ea6<\/td><td>\u4e0d\u900f\u660e\u7684\u5185\u90e8\u8d26\u672c<\/td><td>100% \u94fe\u4e0a\u53ef\u9a8c\u8bc1<\/td><\/tr><tr><td>\u6d41\u52a8\u6027<\/td><td>\u5fc5\u987b\u8f6c\u79fb\u8d44\u91d1\u624d\u80fd\u6d88\u8d39<\/td><td>\u5373\u65f6\u53ef\u6d88\u8d39\u7684\u6536\u76ca\u8d44\u4ea7<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u968f\u7740\u5168\u7403\u7ecf\u6d4e\u5411 24\/7 \u5168\u5929\u5019\u6570\u5b57\u5316\u6a21\u5f0f\u8f6c\u578b\uff0c\u94fe\u4e0a\u6536\u76ca\u5361\u4ee3\u8868\u4e86 Web3 \u652f\u4ed8\u7684\u672a\u6765\u3002\u5b83\u6d88\u9664\u4e86\u5c06\u8d44\u91d1\u201c\u505c\u6cca\u201d\u5728\u65e0\u606f\u8d26\u6237\u4e2d\u8fd9\u4e00\u8fc7\u65f6\u505a\u6cd5\u3002\u5728\u8fd9\u4e2a\u65b0\u65f6\u4ee3\uff0c\u6301\u6709\u8d44\u91d1\u4e0e\u8d44\u4ea7\u589e\u503c\u540c\u6837\u6709\u5229\u53ef\u56fe\u2014\u2014\u8fd9\u8ba9\u60a8\u7684\u65e5\u5e38\u4f59\u989d\u62e5\u6709\u6bd4\u4f20\u7edf\u50a8\u84c4\u8d26\u6237\u66f4\u9ad8\u7684\u8d44\u91d1\u6d41\u8f6c\u901f\u7387\u548c\u66f4\u4f18\u539a\u7684\u56de\u62a5\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">BenPay \u5361\uff1a\u4e13\u4e3a\u73b0\u5b9e\u4e16\u754c\u8bbe\u8ba1\u7684 Web3 \u94fe\u4e0a\u751f\u606f\u5361<\/h2>\n\n\n\n<p>\u5728\u94fe\u4e0a\u751f\u606f\u5361\u9886\u57df\uff0c<strong>BenPay \u5361<\/strong>\u8131\u9896\u800c\u51fa\uff0c\u6210\u4e3a\u4e13\u4e3a\u8ffd\u6c42\u5b89\u5168\u548c\u8d44\u4ea7\u589e\u503c\u73b0\u4ee3\u7528\u6237\u8bbe\u8ba1\u7684<a href=\"https:\/\/www.benpay.org\/card\/home\" target=\"_blank\" rel=\"noopener\">Web3 \u94fe\u4e0a\u751f\u606f\u5361<\/a>\u3002BenPay \u4e0d\u4ec5\u4ec5\u662f\u4e00\u79cd\u652f\u4ed8\u65b9\u5f0f\uff0c\u66f4\u662f\u4e00\u4e2a\u5168\u9762\u7684\u8d44\u4ea7\u914d\u7f6e\u5de5\u5177\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">BenPay \u7684\u521b\u65b0\u8bbe\u8ba1\uff1a\u5361\u8d26\u6237\u4f59\u989d\u7684\u94fe\u4e0a\u6536\u76ca<\/h3>\n\n\n\n<p>\u4f5c\u4e3a\u9886\u5148\u7684\u94fe\u4e0a\u751f\u606f\u5361\uff0cBenPay \u5361\u5177\u6709\u4ee5\u4e0b\u4f18\u52bf\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u81ea\u6258\u7ba1 Web3 \u5361\uff1a<\/strong> \u5b89\u5168\u662f BenPay \u7684\u57fa\u77f3\u3002\u60a8\u638c\u63e1\u7740\u901a\u5f80\u8d22\u52a1\u672a\u6765\u7684\u94a5\u5319\uff0c\u786e\u4fdd\u60a8\u7684\u8d44\u4ea7\u5904\u4e8e\u4e2a\u4eba\u63a7\u5236\u4e4b\u4e0b\uff0c\u8fdc\u79bb\u4e2d\u5fc3\u5316\u4ea4\u6613\u6240\u5d29\u6e83\u7684\u98ce\u9669\u3002<\/li>\n\n\n\n<li><strong>\u5361\u8d26\u6237\u4f59\u989d\u6536\u76ca\uff1a<\/strong> \u8fd9\u662f BenPay \u6700\u5f3a\u5927\u7684\u529f\u80fd\u3002\u5f53\u60a8\u7684\u8d44\u91d1\u5b58\u653e\u4e8e\u201c\u5361\u8d26\u6237\u201d\u65f6\uff0c\u4e00\u65e6\u5f00\u542f\u201c\u8d5a\u5e01\u201d\u6309\u94ae\uff0c\u5361\u8d26\u6237\u4f59\u989d\u7acb\u5373\u5f00\u59cb\u4ea7\u751f\u94fe\u4e0a\u6536\u76ca\u3002<\/li>\n\n\n\n<li><strong>\u65e0\u7f1d\u6d88\u8d39\u7ba1\u7406\uff1a<\/strong> \u5f53\u60a8\u51c6\u5907\u8d2d\u7269\u65f6\uff0c\u53ea\u9700\u5c06\u6240\u9700\u91d1\u989d\u4ece\u201c\u5361\u8d26\u6237\u201d\u5212\u8f6c\u81f3\u201c\u5361\u4f59\u989d\u201d\u3002\u7cfb\u7edf\u6263\u9664\u6d88\u8d39\u91d1\u989d\uff0c\u800c\u201c\u5361\u8d26\u6237\u201d\u4e2d\u5269\u4f59\u7684\u672a\u7528\u8d44\u91d1\u5c06\u7ee7\u7eed\u7d2f\u79ef\u5229\u606f\uff0c\u6574\u4e2a\u8fc7\u7a0b\u6536\u76ca\u4e0d\u95f4\u65ad<\/li>\n\n\n\n<li><strong>\u6bcf\u65e5\u7ed3\u7b97\uff1a<\/strong> \u6536\u76ca\u6bcf\u65e5\u8ba1\u7b97\u5e76\u7ed3\u7b97\uff0c\u6b21\u65e5\u5373\u53ef\u7528\u4e8e\u63d0\u53d6\u6216\u91cd\u65b0\u6295\u8d44\u4ee5\u8d5a\u53d6\u590d\u5229\u3002\u60a8\u5bf9\u81ea\u5df1\u7684\u6536\u5165\u62e5\u6709\u63a7\u5236\u6743\uff0c\u786e\u4fdd\u8d44\u4ea7\u59cb\u7ec8\u4fdd\u6301\u6700\u9ad8\u6548\u7387\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u5982\u4f55\u7533\u8bf7\u60a8\u7684 BenPay \u5361<\/h3>\n\n\n\n<p>\u8fc8\u5411 Web3 \u652f\u4ed8\u7684\u672a\u6765\u6beb\u4e0d\u8d39\u529b\u3002BenPay \u63d0\u4f9b\u6d41\u7a0b\u5316\u7684\u5165\u9a7b\u4f53\u9a8c\uff0c\u8ba9\u60a8\u5728\u51e0\u5206\u949f\u5185\u6fc0\u6d3b\u94fe\u4e0a\u751f\u606f\u5361\u3002\u53ea\u9700\u524d\u5f80\u6211\u4eec\u7684\u5b98\u65b9\u7f51\u7ad9\uff0c\u70b9\u51fb\u201c\u7acb\u5373\u7533\u8bf7\u201d\u5373\u53ef\u7533\u8bf7\u60a8\u7684\u5361\u7247\uff0c\u5f00\u59cb\u8ba9\u60a8\u7684\u52a0\u5bc6\u8d27\u5e01\u4e3a\u60a8\u5de5\u4f5c\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"519\" src=\"https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2026\/01\/\u5982\u4f55\u7533\u8bf7\u60a8\u7684BenPay\u5361-1024x519.png\" alt=\"\" class=\"wp-image-1034\" style=\"width:600px\" srcset=\"https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2026\/01\/\u5982\u4f55\u7533\u8bf7\u60a8\u7684BenPay\u5361-1024x519.png 1024w, https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2026\/01\/\u5982\u4f55\u7533\u8bf7\u60a8\u7684BenPay\u5361-300x152.png 300w, https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2026\/01\/\u5982\u4f55\u7533\u8bf7\u60a8\u7684BenPay\u5361-768x389.png 768w, https:\/\/www.benpay.com\/blog\/wp-content\/uploads\/2026\/01\/\u5982\u4f55\u7533\u8bf7\u60a8\u7684BenPay\u5361.png 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<p><em>\u51c6\u5907\u597d\u4f53\u9a8c\u4e0b\u4e00\u4ee3\u52a0\u5bc6\u652f\u4ed8\u5361\u4e86\u5417\uff1f\u6309\u7167\u6211\u4eec\u7684<strong><a href=\"https:\/\/support.benpay.com\/zh\/docs\/ru-he-shen-qing-kai-ka\" target=\"_blank\" rel=\"noopener\">\u5206\u6b65\u7533\u8bf7\u6307\u5357<\/a><\/strong>\u6fc0\u6d3b\u60a8\u7684\u5361\u7247\uff0c\u7acb\u5373\u5f00\u59cb\u8fb9\u82b1\u8fb9\u8d5a\u3002<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u8c01\u9002\u5408\u4f7f\u7528\u94fe\u4e0a\u751f\u606f\u5361\uff1f<\/h2>\n\n\n\n<p>\u5bf9\u4e8e\u7406\u89e3\u8d27\u5e01\u65f6\u95f4\u4ef7\u503c\u7684\u4eba\u6765\u8bf4\uff0c\u751f\u606f\u5361\u90fd\u662f\u903b\u8f91\u4e0a\u7684\u975e\u5e38\u597d\u7684\u9009\u62e9\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u88ab\u52a8\u6536\u5165\u8005\uff1a<\/strong> \u9002\u5408\u5e0c\u671b\u6700\u5927\u5316\u8d44\u4ea7\u6548\u7387\uff0c\u4f46\u4e0d\u60f3\u4eb2\u81ea\u7814\u7a76\u548c\u7ba1\u7406\u590d\u6742 DeFi \u7b56\u7565\u7684\u7528\u6237\u3002BenPay \u4e3a\u60a8\u81ea\u52a8\u5b8c\u6210\u8fd9\u4e9b\u7e41\u91cd\u5de5\u4f5c\u3002<\/li>\n\n\n\n<li><strong>\u7a33\u5b9a\u5e01\u7231\u597d\u8005\uff1a<\/strong> \u5982\u679c\u60a8\u7684\u5927\u90e8\u5206\u51c0\u8d44\u4ea7\u4ee5 USDT \u6216 USDC \u5f62\u5f0f\u6301\u6709\uff0c\u94fe\u4e0a\u751f\u606f\u5361\u53ef\u4ee5\u4fdd\u62a4\u8fd9\u4e9b\u4ef7\u503c\u514d\u53d7\u6cd5\u5e01\u901a\u80c0\u7684\u5f71\u54cd\u3002<\/li>\n\n\n\n<li><strong>\u6570\u5b57\u6e38\u6c11\uff1a<\/strong> \u5bf9\u4e8e\u90a3\u4e9b\u8d5a\u53d6\u52a0\u5bc6\u8d27\u5e01\u5e76\u5728\u4e0d\u540c\u8de8\u5883\u6d88\u8d39\u6cd5\u5e01\u7684\u4eba\u6765\u8bf4\uff0c\u6536\u76ca\u6709\u52a9\u4e8e\u62b5\u6d88\u4ea4\u6613\u624b\u7eed\u8d39\u3002<\/li>\n\n\n\n<li><strong>DeFi \u8d44\u6df1\u7528\u6237\uff1a<\/strong> \u65e2\u7136\u53ef\u4ee5\u5b58\u5165 BenPay \u8d5a\u53d6 3-5% \u7684\u6536\u76ca\uff08\u6536\u76ca\u6765\u6e90\u94fe\u4e0a\u6536\u76ca\u4e14\u53ef\u80fd\u6ce2\u52a8\uff09\uff0c\u4e3a\u4ec0\u4e48\u8fd8\u8981\u5c06\u201c\u96f6\u7528\u94b1\u201d\u653e\u5728\u6536\u76ca\u4e3a 0% \u7684\u94b1\u5305\u91cc\uff1f<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u7ed3\u8bed<\/h2>\n\n\n\n<p>\u4ece\u4f20\u7edf\u7684\u52a0\u5bc6\u652f\u4ed8\u5361\u5230\u94fe\u4e0a\u751f\u606f\u5361\uff0c\u60a8\u7684\u8d44\u91d1\u4e0d\u518d\u53ea\u662f\u7b49\u5f85\u6d88\u8d39\uff0c\u800c\u662f\u5728\u7b49\u5f85\u652f\u4ed8\u65f6\u4e5f\u53ef\u4ee5\u53c2\u4e0e\u6536\u76ca\u7b56\u7565\u3002\u60a8\u4e0d\u518d\u9700\u8981\u5728\u8d5a\u53d6\u6536\u76ca\u548c\u65e5\u5e38\u6d88\u8d39\u4e4b\u95f4\u505a\u9009\u62e9\u3002\u51ed\u501f BenPay 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