BenPay Self-Custodial Web3 Payment Card: Turning Crypto into Everyday Convenience and Freedom.
As Web3 continues to evolve, users are seeking payment solutions that combine the freedom of decentralized finance with the convenience of traditional financial systems. The BenPay Multi-Card, built on the high-performance BenFen blockchain, is created precisely for this new generation of global crypto users. It offers a seamless, secure, and borderless spending experience—whether online, offline, or on the go.
BenPay currently provides three distinct card options—Alpha, Sigma, and Delta—each designed for different usage needs while preserving the core strengths of decentralization, low fees, global reach, and multi-chain support.
Key Advantages of the BenPay Card
1. Fully Decentralized Self-Custody
Unlike traditional centralized crypto cards, BenPay operates entirely on-chain, allowing users to maintain full ownership of their assets.
Funds are stored in your own wallet, protected by your signatures—ensuring:
- Full self-custody
- High-level privacy
- No risk of centralized asset freezing
This puts users in complete control of their Web3 financial activities.
2. Ultra-Low Fees With Transparent Pricing
BenPay offers a fee structure with no hidden costs, and each card comes with its own cost-saving advantages:
• Alpha Card
- No annual fee
- No monthly fee
- 0 top-up fee
Perfect for users who want a highly cost-efficient international mobile payment card.
• Sigma Card
- No annual fee
- 0 cross-border fee
Ideal for users who frequently spend across Asian regions or make cross-border purchases.
• Delta Card
- No annual fee / No monthly fee
- Low top-up rate
- Low FX (foreign exchange) rate
A universal, budget-friendly card for daily global spending.
Whether traveling, shopping internationally, or making local transactions, BenPay ensures your spending is simple and burden-free.
3. Multi-Scenario Payment Coverage
BenPay provides three card types to meet different lifestyles and geographic needs:
• Alpha Card — International Mobile Payment Expert
Supports:
- Apple Pay
- Google Pay
- Suitable for global digital wallet usage and seamless mobile purchases.
• Sigma Card — Asia-Friendly Local Payment Specialist
Supports:
- Alipay
- WeChat Pay
- Tailored for users active in Asian ecosystems who rely on local mobile payment networks.
• Delta Card — The Universal Global Spending Card
Supports:
- Apple Pay
- Google Pay
- Alipay
- More payment rails coming
Designed as an all-purpose card for worldwide daily spending, online subscriptions, travel use, and merchant payments.
Whatever your payment habits, there’s a BenPay Card that fits your needs.
4. Global Network Acceptance
BenPay Cards are widely accepted and can be used at millions of merchants worldwide, both online and offline. From retail shopping to hotels, transportation, memberships, subscriptions, and e-commerce, BenPay connects Web3 assets to real-world commerce with ease.
5. Physical Card & ATM Withdrawals (Coming Soon)
BenPay is expanding beyond virtual cards.
Upcoming features include:
- Physical cards
- Global ATM withdrawal support
This will allow users to convert their crypto into cash worldwide—further expanding usage scenarios.
6. On-Chain Privacy Protection
Transactions on BenFen and cross-chain top-ups are handled through secure wallet signatures.
This ensures:
- No sensitive banking information is leaked
- On-chain transparency with off-chain privacy
- Maximized protection of user identity and asset safety
Security remains at the core of every BenPay transaction.
7. Stablecoin Direct Top-Up Across Multiple Chains
BenPay supports direct USDT/USDC deposits from major blockchains, including:
- BenFen
- Ethereum (ETH)
- BSC
- Polygon
- Optimism
- Arbitrum
- Avalanche
- Base
- Solana
- Tron
This provides users with unmatched flexibility, allowing stablecoins from multiple ecosystems to be instantly usable for real-world payments.
8. High Spending Limits
BenPay offers some of the highest spending limits among crypto cards today:
- Alpha Card: up to $200,000
- Sigma & Delta Cards: no spending limit
This is ideal for users with large or frequent transactions, business expenses, international purchases, or luxury spending.
Conclusion
The BenPay Card ecosystem—featuring Alpha, Sigma, and Delta—delivers a powerful combination of decentralization, global accessibility, and low-cost usability. By bridging multi-chain stablecoins with real-world payment networks, BenPay empowers Web3 users with:
- True asset ownership
- Zero-burden fees
- Global payment freedom
- High limits
- Multi-wallet support
- Privacy and security
BenPay is more than a crypto payment card—it is the next-generation gateway that brings crypto into everyday life.